Kind Consultancy is working with a succesful, growing alternative Financial Services business which is currently seeking a Head of Credit Risk to join them in a full-time, permanent role primarily based in their West Midlands offices, paying a competitive annual salary.
The Head of Credit Risk will lead and manage the Credit Risk function,, ensuring effective identification, assessment, mitigation and reporting of credit risk across all portfolios, including horizon scanning and emerging risks, with key responsibilities including:
1. Developing Credit Risk and Treasury Credit Risk Strategies establishing a comprehensive credit risk framework, including policies, procedures, risk appetite and KRIs.
2. Ensure the Credit Risk framework is up to date, reflecting the current economic climate and feedback from Credit Underwriting, and balancing risks with growth ambition
3. Overseeing of credit risk assessments across lending portfolio, ensuring appropriate risk grading and impairment provisioning
4. Working with the Finance, Treasury and Regulatory Reporting teams, providing credit expertise to refine models and assumptions ...