Underwriter: E-Trade (Property Owners, Liability, Legal Expenses)
Location
Stalybridge
Hours
Full Time
Contract
Permanent
Job Title: Underwriter: E-Trade (Property Owners, Liability, Legal Expenses)
Location: Stalybridge (Hybrid working available)
Contract: Full-time
Direct Reporting: Head of Operations & Head of Underwriting
About MG Underwriting:
We are an ambitious and fast-growing business with a clear vision and a strong focus on delivering a personal approach to everything we do. As we continue to expand, we are looking for a trading underwriter to join our team with a strong focus on service, trading performance, and relationships, who will blend technical expertise with digital solutions to deliver underwriting that brokers trust.
Our E-Trade department is a key part of our growth strategy. We offer brokers speed, flexibility and consistency — always underpinned by our core values: BASICS
* Accountability
* Service
* Integrity
* Striving for Excellence
We are now looking for an experienced and commercially minded underwriter to join our E-Trade team and help us continue to raise the bar.
The Role:
As an E-Trade Underwriter, you will be responsible for underwriting and servicing a range of commercial SME products, including:
* Property Owners (Residential and Commercial)
* Land Owners Liability
* Combined Liability
* Legal Expenses
This is a fast-paced role for someone who thrives in a high-energy trading environment, enjoys direct broker engagement, and takes pride in delivering outstanding service. You’ll be accountable for your own casework and expected to balance commercial agility with technical rigour.
Key Responsibilities:
* Underwrite and process new business, renewals, and mid-term adjustments efficiently and accurately within authority levels.
* Apply sound underwriting judgement while delivering fast, consistent decisions.
* Actively manage broker relationships through responsive communication and value-added interaction.
* Consistently meet internal service levels and turnaround times, with a strong sense of personal accountability.
* Proactively contribute to the growth of the E-Trade book, supporting monthly targets and conversion goals.
* Maintain up-to-date records and ensure compliance with company procedures, underwriting guides and FCA regulations.
* Work collaboratively with colleagues to enhance the team’s effectiveness, share insights, and resolve challenges.
* Provide feedback and insight to support product, pricing and service improvements.
About You:
We’re seeking a confident, capable and committed underwriter who meets the following criteria:
* 3–5+ years of commercial underwriting experience, ideally with a background in Property Owners and Liability risks.
* Strong exposure to an E-Trade, broker-facing or digitally enabled underwriting environment.
* A proven track record of operating in a fast-paced, trading-focused role with demonstrable success.
* Strong interpersonal and communicate on skills: able to build rapport and influence brokers with credibility and clarity.
* Excellent time management, able to handle multiple cases and priorities effectively without compromising service.
* High personal standards and a strong sense of ownership and accountability.
* Sound technical underwriting knowledge, including pricing, risk assessment, and policy wording interpretation.
* Comfortable working within delegated authority and understanding when to escalate.
* Familiarity with FCA regulatory principles and a clear understanding of Treating Customers Fairly (TCF).
Why Join Us?
* Be part of a forward-thinking MGA with a culture rooted in personal service and underwriting quality.
* Work in a growing, collaborative and commercially driven team.
* Have a real voice and influence in shaping the way we trade.
* Develop your career with an organisation that’s committed to investing in its people.
* Enjoy a supportive and inclusive environment where contribution is valued and recognised.
How To Apply:
To apply for this role, please send your CV and a short covering email explaining why you are interested in the position and what you can bring to the team. Applications should be sent to Natasha Croft, ncroft@mgunderwriting.com. We look forward to hearing from you.
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