SOLUTION ARCHITECT - KNUTSFORD
About the Job you are considering: We are seeking a seasoned Senior Lead Architect with deep expertise in Current Accounts specifically Packaged Accounts Paid‑for Accounts who has worked on large‑scale UK retail banking platforms such as Nationwide, Santander, Lloyds or similar Tier1 banks. The ideal candidate brings end‑to‑end architecture experience across customer onboarding, eligibility, benefits management, charging, servicing and account lifecycle scenarios. The role requires strong domain knowledge, solution design capability and hands‑on engagement with engineering and product teams across a multi‑platform environment.
Hybrid working
The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home, noting that you will be unable to work at home 100% of the time.
Job Role
* Lead architecture and solution design for Current Account and Packaged Account journeys across originations, servicing, charging, and account maintenance
* Develop high‑level and low‑level architecture artefacts aligned with enterprise standards
* Work closely with Product Owners, Business Analysts, Engineering Leads, and Platform SMEs to define functional and non‑functional requirements
* Drive modernisation of legacy account platforms into strategic systems and APIs
* Review existing architecture and propose improvements for scalability, compliance, and performance
* Support regulatory and compliance initiatives including FCA requirements, packaged account suitability, disclosure, and fee‑related rules
* Provide architectural governance ensuring adherence to security, data, and integration standards
* Partner with downstream and upstream platforms such as payments, statements, digital channels, fraud/risk, and customer communications
* Guide engineering teams during build phases and ensure strong alignment to architectural intent
Job Skills
* Bring 10+ years of experience in banking technology, including 6+ years in architecture roles
* Demonstrate strong expertise in the Current Accounts domain, including packaged/paid‑for accounts, monthly charging rules, benefits eligibility, account lifecycle events, overdrafts, mandates, and account switching (CASS)
* Have experience working with UK retail banking platforms such as Nationwide, Santander, Lloyds, HSBC, RBS/NatWest, etc.
* Deliver large‑scale transformations involving core banking platforms, customer onboarding systems, account servicing channels, and API‑based integrations
* Translate business needs into scalable and secure architectural solutions
* Strong understanding of modern architectural patterns including microservices, event‑driven architectures, and cloud‑native principles
* Experience working in Agile delivery environments with cross‑functional squads
* Excellent communication skills to engage senior stakeholders, explain design decisions, and influence technical direction
We are a Disability Confident Employer
Capgemini is proud to be a Disability Confident Employer (Level 2) under the UK Government’s Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who:
* Declare they have a disability, and
* Meet the minimum essential criteria for the role.
Please opt in during the application process.
Make It Real (what does it mean for you)
* You’ll be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce as a critical component for us to achieve our organisational ambitions. To help support wellbeing we have trained ‘Mental Health Champions’ across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.
* You will be empowered to explore, innovate, and progress. You will benefit from Capgemini’s ‘learning for life’ mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard Manage Mentor, Cybersecurity qualifications and much more.
* You will be joining one of the World’s Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.
Why you should consider Capgemini
Growing clients’ businesses while building a more sustainable, more inclusive future is a tough ask. When you join Capgemini, you’ll join a thriving company and become part of a collective of free‑thinkers, entrepreneurs and industry experts. We find new ways technology can help us reimagine what’s possible. It’s why, together, we seek out opportunities that will transform the world’s leading businesses, and it’s how you’ll gain the experiences and connections you need to shape your future. By learning from each other every day, sharing knowledge, and always pushing yourself to do better, you’ll build the skills you want. You’ll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.
About Capgemini
Capgemini is an AI‑powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end‑to‑end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of €22.1 billion. Made it real | www.capgemini.com .
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