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Senior Credit Risk Manager - Responsible Lending and Open Banking, Petersfield
Job Reference: d4251703c4a4
Location: Petersfield, United Kingdom
Job Category: Other
EU work permit required: Yes
Posted: 22.06.2025
Expiry Date: 06.08.2025
Job Description:
Senior Credit Risk Manager - Responsible Lending and Open Banking
Locations: London, Bradford, Chatham, or Petersfield
Working Pattern: Hybrid, with 1 to 3 days per week in the office
Benefits: Discretionary annual bonus, 25-30 days holiday, pension with matched contributions, paid leave for giving back, enhanced maternity and paternity pay, LinkedIn Learning, Snoop Premium, Private Medical Insurance
We encourage applications even if you don’t meet all criteria; your unique strengths and eagerness to learn are valued.
You and Your Team:
You will report to the Head of Credit Risk Strategies and lead initiatives on using alternative data sources for lending decisions, especially open banking data, to enhance responsible lending and market share.
Responsibilities include:
* Leading and influencing the strategy team on innovative lending approaches
* Managing projects to improve lending practices and customer engagement
* Building and developing a high-performing team
* Driving test-and-learn initiatives to optimize lending decisions
* Engaging stakeholders across the group for change management
* Supporting business growth while balancing risk and reward
Preferred qualifications:
* Experience in responsible lending strategies within Credit Risk
* Expertise in open banking data utilization
* Experience with scorecards, strategy rules, and affordability assessments
* Knowledge of regulatory and economic environments, including CONC obligations
Interview process:
* Initial phone interview
* MS Teams interview with the hiring team
* Final interview with the Credit Risk team
The process typically takes up to 4 weeks. Background checks are required for employment offers.
Work flexibility:
Part-time options are available to support work-life balance and existing flexible arrangements.
About us:
Vanquis Banking Group plc, a FTSE All Share company, has been lending responsibly since 1880, serving 1.75 million UK customers through its brands.
Our values:
We foster a supportive environment, offer competitive salaries and benefits, and promote career development. We are committed to diversity and inclusion, welcoming applicants of all backgrounds.
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