Job Description
About SS&C Technologies
SS&C is the largest global investor service provider, servicing more than 55 million investors. Continually investing in global technology and services across the spectrum of distribution channels including: Asset Managers, Financial Advisors, Wealth Managers and large financial institutions such as Banks and Insurers. Investor servicing is offered in many different countries, including the U.S., Canada, U.K., Ireland, Luxembourg, Australia, Hong Kong and Singapore. SS&C also services mutual fund structures in many other fund domiciles.
Global Investor and Distribution Solutions (GIDS) is the business unit offering this role. GIDS delivers global omni-channel investor servicing, including contact centre, using digital services.
The Specialist Underwriter role involves conducting detailed medical risk assessments to evaluate clients’ health profile, directly influencing discount rates applied to Discounted Gift Plans (DGPs). The successful candidate will make accurate and timely underwriting decisions within delegated authority, balancing commercial risk with positive client outcomes.
* Medical Risk Assessment: Evaluate clients’ medical information to determine life expectancy and insurability, which directly impacts the discount applied to DGPs.
* Underwriting Decisions: Make accurate, fair, and timely underwriting decisions within agreed authority limits, balancing commercial risk and client outcomes.
* Discount Calculations: Collaborate with actuarial and technical teams to calculate the present value of retained rights for DGPs, based on life expectancy, investment assumptions, and HMRC guidelines
* Client & Adviser Support: Provide technical underwriting support to financial advisers, trustees, and internal stakeholders regarding DGP structures and medical underwriting requirements.
* Compliance & Documentation: Ensure all underwriting decisions and processes comply with FCA regulations, HMRC expectations, and internal governance standards.
* Continuous Improvement: Contribute to the development of underwriting philosophy, rules engines, and process enhancements to improve efficiency and accuracy.
Your Experience
* Strong customer focus with a commitment to delivering excellent service
* Ability to follow detailed work instructions and perform effectively under close supervision
* A proven team player with strong collaboration skills
* High attention to detail and a genuine interest in working with data
* Excellent computer literacy, with proficiency in Microsoft Word and Excel
* Strong organisation and time management skills, with the ability to prioritise tasks effectively
* Demonstrated analytical, problem-solving, and decision-making abilities
* Effective communication and mathematical reasoning skills
* Experience in Financial Services is essential
* Medical Underwriting experience is preferred
EEO Statement / Non-agency Disclosure
We encourage applications from people of all backgrounds and particularly welcome applications from under-represented groups, to enable us to bring a diversity of perspectives to our thinking and conversation. It's important to us that we strive to have a workforce that is diverse in the widest sense.