Job Description Job title: Relationship Manager Location: North Wales, UK Salary : up to £37k up to 20% Vargo is working alongside a well-known financial services business to recruit an assistant Relationship Manager for the investment team. Responsibilities: Originate and assess investment opportunities, with a strong focus on analysing cash flow for predominantly unsecured lending. Achieve agreed investment volumes and return targets. Undertake comprehensive financial, commercial and management due diligence, identifying and evaluating key risks. Structure and negotiate investment terms and associated legal agreements. Produce clear, high-quality credit papers to support approval decisions and oversee documentation through to completion. Support the effective operation of the fund, delivering risk capital in line with relevant public sector and ERDF requirements. Maintain up-to-date sector and technical knowledge to ensure compliance and best practice. Work closely with portfolio teams post-investment to manage relationships and identify follow-on opportunities. Build and manage relationships with introducers and intermediaries to generate deal flow. Promote best practice in the application process and contribute to continuous improvement of client experience. Represent the organisation at external events and within industry networks. Operate within delegated lending authorities and internal guidelines. Requirements: Experience in SME lending or investment. Background in preparing credit papers. Solid understanding of credit risk and investment processes. Strong communication, influencing and stakeholder management skills. Ability to work autonomously and collaboratively. Sound judgement and decision-making capability. Effective prioritisation and organisation under pressure. High attention to detail and strong financial analysis skills. Established network of introducers within the Welsh SME market. LI-PB1