Job Description
Job title: Relationship Manager
Location: North Wales, UK
Salary: up to £37k + up to 20%
Vargo is working alongside a well‑known financial services business to recruit an assistant Relationship Manager for the investment team.
Responsibilities
* Originate and assess investment opportunities, with a strong focus on analysing cash flow for predominantly unsecured lending.
* Achieve agreed investment volumes and return targets.
* Undertake comprehensive financial, commercial and management due diligence, identifying and evaluating key risks.
* Structure and negotiate investment terms and associated legal agreements.
* Produce clear, high-quality credit papers to support approval decisions and oversee documentation through to completion.
* Support the effective operation of the fund, delivering risk capital in line with relevant public sector and ERDF requirements.
* Maintain up-to-date sector and technical knowledge to ensure compliance and best practice.
* Work closely with portfolio teams post‑investment to manage relationships and identify follow‑on opportunities.
* Build and manage relationships with introducers and intermediaries to generate deal flow.
* Promote best practice in the application process and contribute to continuous improvement of client experience.
* Represent the organisation at external events and within industry networks.
* Operate within delegated lending authorities and internal guidelines.
Requirements
* Experience in SME lending or investment.
* Background in preparing credit papers.
* Solid understanding of credit risk and investment processes.
* Strong communication, influencing and stakeholder management skills.
* Ability to work autonomously and collaboratively.
* Sound judgement and decision‑making capability.
* Effective prioritisation and organisation under pressure.
* High attention to detail and strong financial analysis skills.
* Established network of introducers within the Welsh SME market.
J-18808-Ljbffr