At Frasers Group we're rethinking retail. Through digital innovation and unique customer experiences, we're serving our consumers with the world's best sports, premium and luxury brands globally. As a leader in the industry, we're elevating the retail experience for our consumers providing flexible and convenient ways to pay across our collection of established brands, including Studio, Sports Direct, FLANNELS, USC, Frasers, and GAME.
Frasers Group Financial Services is the next chapter of elevation for the Frasers Group.
We fear less and do more. Our people are forward thinkers who are driven to operate outside of their comfort zone to change the future of retail, embracing challenges along the way. The potential to elevate your career is massive, the experience unrivalled.
Why join us?
Our purpose - we are elevating the lives of the many with access to the world's best brands and experiences.
Frasers Group Financial Services is committed to delivering a positive colleague experience and to be able to make the most of it you need to immerse yourself into delivering on our principles:
* Think without limits - Think fast, think fearlessly, and take the team with you.
* Own it and back yourself - Own the basics, own your role and own the results.
* Be relevant - Relevant to our people, our partners and the planet.
As a Credit Risk Analyst in Fraud and Financial Crime you will use data to identify, monitor and explain fraud and financial crime risks across the customer lifecycle. You will extract and analyse data (primarily using SQL), identify trends and weaknesses in controls, and communicate meaningful insight through clear reporting, commentary and presentations.
This role is suited to candidates with strong analytical capability who enjoy turning complex data into business ready insight and recommendations.
You’ll be responsible for:
* Extracting data using SQL and other analytical tools to support regular MI, deep dive analysis and ad hoc insight requests.
* Analysing fraud and financial crime data to identify trends, patterns, anomalies and emerging risks across the customer lifecycle.
* Translating analysis into clear, meaningful insight and commentary, explaining what is happening, why it matters and what actions are recommended.
* Producing high quality MI, KPIs and KRIs with robust narrative suitable for senior stakeholders and governance forums.
* Presenting findings and recommendations to technical and non technical stakeholders, ensuring insight is clearly understood.
* Responding to ad hoc data and insight requests, clearly articulating assumptions, limitations and conclusions.
* Working collaboratively with Fraud Operations, Credit Risk, Data, Compliance and Customer Journey teams to ensure insight leads to action.
* Maintaining accurate documentation to support governance, audits and regulatory reviews.
* Taking ownership of defined analytical areas and proactively identifying opportunities to improve controls, insight and reporting quality.
As FGFS is within a regulated environment any offer is subject to satisfactory background checks including criminal record check, credit check, and employment references.
Benefits and perks
* Frasers Champion – Our employees are recognised every single month for their hard work; 8 winners receive double their pay for a month.
* Retail Reconnect – Employees gain insights by spending one to two days in one of our stores or the warehouse.
* Fearless 1200 – Our system for recognising growth, rewarding colleagues for living our values and delivering impact.
* Frasers Fit – Free gym classes and discounted memberships; wellbeing programme covering physical, financial & mental wellbeing with an app.
* Retail Trust – Free access and support from the Retail Trust charity including a 24‑hour wellbeing helpline, wellness hub, counselling and financial/legal support.
Employee Welfare
Frasers Fit is part of our wellbeing programme aimed at supporting and improving colleagues’ physical, financial, and mental wellbeing.
Retail Trust provides free support for wellbeing, counselling and legal help.
Essential qualifications
* Demonstrable experience extracting and analysing data using SQL.
* Strong analytical capability with experience identifying trends, patterns and insights from large datasets.
* Experience working in fraud, financial crime, risk, analytics or a regulated environment.
* Ability to convert analysis into clear written commentary and recommendations.
* Strong communication skills with confidence engaging senior and cross‑functional stakeholders.
Desirable qualifications
* Experience with Excel, Power BI or similar visualisation tools.
* Knowledge of fraud and financial crime typologies and controls.
* Experience producing MI for governance, risk committees or senior leadership.
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