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Credit Manager – Property Development Finance, Norwich
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Job Category:
Other
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EU work permit required:
Yes
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Job Views:
1
Posted:
22.08.2025
Expiry Date:
06.10.2025
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Job Description:
Credit Manager – Property Development Finance
The Company:
An established, highly successful, and rapidly growing FinTech. A commercial lender with nationwide coverage, financing Property Investors, Developers, and SMEs to help them grow. Recognised as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100 for 2 years in a row.
Role Purpose:
As a Credit Manager, you will be responsible for maintaining the credit quality of new loans using the Company’s Credit Models and Policies, ensuring lenders do not take undue risk with their capital. Extensive development finance knowledge and experience are required.
Role Responsibilities:
* Adhere to sanction limits per the Company’s sanctioning matrix.
* Assist the Head of Credit in developing and recommending loan policies and establishing internal controls.
* Ensure all credit reports comply with policies.
* Report exceptions and provide recommendations.
* Advise on concentration risks and suggest mitigants.
* Identify and recommend improvements to policies and procedures.
* Stay informed on current rates, activities, and regulatory issues.
* Maintain risk controls daily.
* Conduct pre-application discussions with Relationship Directors.
* Participate in Deal Forum and Borrower Review Forum.
* Respond to pricing requests within SLAs.
* Review Sighting Papers and Credit Reports, providing reasons for approval or decline.
* Respond to lender questions via website Q&A.
* Coordinate with the Deal team to ensure timely loan processing.
* Check compliance of new loan agreements with sanctions and conditions before release.
* Ensure all conditions are met before loan drawdown.
* Attend departmental meetings to promote credit knowledge.
* Monitor post-deal development loans and provide updates.
* Provide redemption figures and loan statements.
* Attend client meetings as appropriate.
* Support and train new relationship staff.
Skills & Knowledge Required:
* Extensive property development funding credit experience.
* Ability to make informed decisions on new deals.
* Awareness of wider business impacts and a commercial approach.
* Strong decision-making skills.
* Effective communication skills.
* Attention to detail and accuracy.
* Excellent organizational skills.
* Proficiency in Microsoft Word and Excel.
* GCSE level education or equivalent.
* Experience in FCA-regulated environments.
* Experience in similar financial roles.
* Knowledge of loan, security, and financial documents.
Future & Reward:
* Join a stable, growing business with a collaborative team environment.
* Career advancement opportunities.
* Competitive salary, bonus, pension, healthcare, life cover, and other benefits. Flexible working hours and work-life balance.
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