Overview
MERJE is seeking a Credit Risk Analyst based in West Yorkshire, United Kingdom. The role focuses on leading statistical analysis to review and optimise credit decision strategies, processes and models; undertaking ad-hoc analysis to inform business decisions and investigate risk issues; planning and leading analytical projects to ensure timely delivery and quality. You will also lead the implementation of approved changes to the credit decisioning systems, develop new management information (MI) reports, interpret MI to identify trends and opportunities, support cross-department projects with credit risk expertise, provide training for senior/credit risk analysts, and drive continuous improvement. You will ensure compliance with all applicable UK and local regulations, Company Policies and FCA Conduct Rules. The range is provided by MERJE and your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Responsibilities
* Define and lead statistical analysis to review and optimise credit decision strategies, processes and models.
* Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.
* Plan and lead analytical projects ensuring timescales are met and quality is maintained.
* Lead the implementation of approved changes to the credit decisioning systems, acting as primary credit contact.
* Plan and lead the development of new MI reports to meet business needs.
* Interpret MI to identify emerging trends, risks and opportunities. Communicate these to senior management to inform and influence business decisions.
* Support business wide projects and other departments with credit risk expertise and analysis.
* Provide support and training for senior/credit risk analysts
* Identify and implement continuous improvement initiatives to increase efficiency, resolve issues and/or improve business performance.
* Ensure compliance with all applicable UK and local regulations, Company Policies and FCA Conduct Rules
Key Requirements
* Minimum 5 years’ experience in data analytics
* In depth knowledge of the credit customer lifecycle
* Good working knowledge of credit systems and data
* Good understanding of Credit Reference Agency data and its application.
* Awareness of applicable consumer credit regulation.
* Advanced skills in data manipulation and analytical techniques.
* Ability to derive and communicate insight from data/Management Information.
* Competent in Microsoft Office, Advanced Excel
* Advanced SAS/SQL capability
Contact
Send your CV to nmohamed@merje.com
Sponsorship
No sponsorship can be provided
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