* Apply underwriting decisions on referrals and tasks from across the business within delegated authority, escalating cases outside authority levels as required.
* Conduct detailed analysis of international member profiles and case histories, identifying and assessing potential high-risk members using appropriate tools and techniques.
* Ensure underwriting policies, delegated authorities and operating procedures are implemented accurately and consistently.
* Deliver underwriting decisions and associated tasks in line with agreed Service Level Agreements (SLAs), quality standards, and team KPIs.
* Manage underwriting transactions in accordance with financial controls, ensuring cost compliance and awareness of budget impact.
* Communicate underwriting decisions clearly and appropriately to stakeholders, including handled and responding to challenges or queries.
* Support the delivery of the Underwriting strategy, contributing to divisional plans, projects, and continuous improvement initiatives.
* Identify, report and support the mitigation of risks within underwriting operations, participating in risk monitoring, audits and control assessments.
* Take accountability for personal development, performance, and promoting an inclusive and collaborative working environment.
The Ideal Candidate
* Demonstrates exceptional attention to detail and accuracy, with strong investigatory and analytical skills.
* Has experience working in an underwriting, risk, insurance or similar regulated environment.
* Is resilient and adaptable, able to manage a varied workload and perform effectively in a fast-paced, changing environment.
* Can assess information from multiple sources to reach balanced, fair decisions that consider both individual members and the wider international membership fund.
* Communicates clearly and confidently in writing and verbally, with the ability to explain complex underwriting decisions to different audiences.
* Takes ownership of workload, prioritises effectively, and consistently delivers against agreed SLAs and quality standards.
* Has strong IT skills, including practical working knowledge of Word, Excel, Outlook and PowerPoint.
* Ideally brings knowledge of international member segment risk, country-specific risk factors, case information impacts, or clinical/professional indemnity underwriting (desirable but not essential).
Package Description
Alongside a competitive salary, you will also receive:
* Up to 10% discretionary annual bonus
* 11% pension contribution (3% from you, 8% from us optional additional matched 3% contributions, e.g. 6% from you, 11% from us)
* 25 days annual leave plus flexible bank holidays (option to buy/sell 5 days)
* Private Medical Cover
* 6x salary death in service
* A personal GP service enabling you to get a video consultation with an NHS-registered, private GP
* Employee Assistance Programme
* A range of shopping discounts from major high-street retailers
About the Company
The Medical Protection Society Ltd (MPS) is the world’s leading protection organisation for Doctors, Dentists and healthcare professionals. We protect and support the professional interests of almost 300,000 members around the world.
We are a not-for-profit organisation, meaning member’s subscriptions are either invested into bettering the organisation, colleagues and products, or kept safe should members require support for complaints or claims arising from professional practice.
Our philosophy is to support safe practice in medicine and dentistry by helping to avert problems in the first place. We also actively campaign for regulatory and legal reforms that benefit members and the wider healthcare professions.
To do this, we need colleagues who are trusted and supported to deliver their best work, whether that be through leadership development, fully funded training courses or peer-to-peer support. We want colleagues to feel empowered to deliver positive change, display ambition to push themselves and be determined when faced with a challenge, whilst ensuring members best interests are at the core.
J-18808-Ljbffr