Role: Senior Credit Risk Manager
Department:
Risk & Compliance
Reports to:
Director of Risk
Overview
We are seeking a Senior Credit Risk Manager to act as a subject matter expert within the second line of defence. This role will oversee credit risk across the lending portfolio, covering new applications, performing and non-performing assets, impairments, and provisioning.
Key Responsibilities
* Provide second-line oversight of credit risk management activities.
* Lead portfolio analysis, modelling, and reporting to assess portfolio health.
* Review and challenge outputs of credit grading and impairment models.
* Develop and enhance credit risk management frameworks, appetite statements, and MI reporting.
* Conduct quality assurance reviews of first-line activities.
* Support senior stakeholders by reviewing lending proposals, new products, and partnerships.
* Ensure policies, frameworks, and practices remain aligned with regulatory requirements and industry best practice.
Skills & Experience
* Credit risk management experience in financial services (first or second line).
* Strong knowledge of banking risk management and regulatory landscape.
* Proven experience in property financing.