In this exciting role, you'll provide expert guidance on Buy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.
Key Accountabilities
* To oversee both Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
* Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
* Ensuring all finance applications adhere to policy and criteria.
* Deliver high-quality, compliant customer service.
* Conduct extensive due diligence on applications and assess risk.
* Achieve individual targets and contribute to the overall performance of the business, minimising risk.
* Continuously develop market and regulatory knowledge.
* Deliver continuous management information (MI), monitoring lead sources and their results.
* Generate leads and track potential customers to achieve new business goals.
* Achieve and maintain competence through continued professional development requirements.
* Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations
Essential Skills and Experience:
* Previous experience in home Finance, mortgage lending, or related fields.
* Experience in advising clients on home purchase plans (HPP) or similar financial products.
* Proficient in computer use with the ability to navigate common IT systems.
* Strong organisational and time management abilities with the capacity to prioritise tasks.
* Understanding of the UK mortgage and Islamic finance market.
* Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
* Commitment to upholding ethical standards and promoting sharia-compliant financial solutions.
* A collaborative team player with strong relationship building skills who is motivated, proactive and highly engaged.
* CeMap or equivalent