Job Description
Senior Underwriter / Head of Credit
Wolverhampton
Competitive salary + car allowance + bonus + benefits
A well-established SME lender is seeking a Senior Underwriter / Head of Credit to lead its credit function and oversee underwriting standards, credit policy, and sanctioning processes.
This is a senior role with real influence, working closely with leadership to support growth while maintaining strong risk and compliance controls.
The Role
* Lead and manage the credit sanctioning team, ensuring consistent decisions and SLA delivery
* Act as first-line approval for new loan applications and due diligence
* Own, review, and develop credit policy and underwriting processes
* Support and train underwriters and business development teams
* Oversee the credit journey from sanction through to loan release
* Work closely with portfolio and compliance teams on risk and performance
* Provide credit insight and reporting at leadership level
About You
* Strong background in SME lending and credit decisioning
* Experience leading or mentoring underwriting teams
* Excellent understanding of credit risk, policy, and FCA requirements
* Commercial, analytical, and confident working with senior stakeholders
What’s On Offer
Competitive salary
Car allowance + mileage
Bonus and enhanced pension
28 days holiday + bank holidays
Senior leadership role with strategic input