SENIOR CREDIT RISK ANALYST UP TO £70,000 LONDON This is an exciting new opportunity to take on a core role within the portfolio credit risk team working across stress testing and working closely with senior stakeholders. THE COMPANY The company is a UK listed bank supporting underserved segments of the mortgage market with over 150 years heritage and is a FTSE 250 bank. They deliver specialist lending and retail savings through industry leading brands. THE ROLE You can expect to be involved in the following day-to-day: Refine and strengthen the existing framework for conducting independent, top-down reviews of provision adequacy, evaluating the effectiveness of the Group’s IFRS 9 methodology in capturing risks across diverse business segments. Lead the independent evaluation of the bank’s Expected Credit Losses (ECL), integrating a broad range of external risk factors and delivering actionable analysis to support strategic decisions aligned with financial performance targets. Perform horizon scanning to identify emerging or overlooked risks—whether portfolio-specific or macroeconomic—that may not be fully reflected in the current IFRS 9 modelling, potentially affecting profitability or long-term viability. Contribute to the stress testing team by supporting insights from provision adequacy reviews to enhance the realism and relevance of stressed scenarios. Collaborate with cross-functional teams, including Finance and Solvency Risk, offering expert-level credit risk analysis and insights to inform broader business decisions. YOUR SKILLS AND EXPERIENCE 3 years of experience. Credit risk experience in Capital or Impairment requirements and Stress Testing. Knowledge across the end-to-end Credit Risk Lifecycle. Stakeholder engagement skills SAS/SQL knowledge is essential. A strong numerate degree. Excellent written and verbal communication. THE BENEFITS A salary of up to £70,000. 15% bonus. 28 days bank holidays. Generous pension. Life assurance. Access to private medical insurance and medical cash plan. Hybrid working scheme. HOW TO APPLY Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.