Finance Manager – Ryft | Scale-Up Payments Company Manchester / Hybrid | Full-Time | High-Growth Fintech Ryft, one of the UK’s fastest-growing fintech’s. We're rethinking how businesses move money, fast, compliant, and with full transparency. As a fully FCA-authorised payments platform, we’re building the infrastructure that powers modern marketplaces, platforms, and software businesses. If you excel in financial management and thrive in a dynamic, fast-paced environment, this role offers a significant opportunity to contribute to our growth and success. About the Role Reporting to the Head of Finance you’ll be a critical part of our finance team, helping to drive Ryft’s financial strategy and operational performance. You’ll balance hands-on execution with big-picture thinking, supporting everything from monthly reporting and compliance to commercial decision-making and investor reporting. What you’ll be responsible for Responsible for core accounting functions, including accounts payable/receivable, bank reconciliations, payroll, treasury, and month-end close. Support the preparation of monthly management accounts, budgets, and rolling forecasts. Responsible for maintaining financial control ensuring monthly balance sheet & bank reconciliations have been completed. Develop and enhance scalable financial processes and internal controls across the business. Manage cash flow forecasting and working capital planning to ensure financial stability. Lead financial planning and analysis to inform strategic decision-making. Own and submit quarterly VAT filings in line with HMRC deadlines. Build and maintain robust financial models to reflect business performance and support key decisions. Analyse financial data to uncover trends, risks, and opportunities — and present clear, actionable insights. Monitor and forecast cash requirements to keep the business well-capitalised, optimising working capital where possible. Maintain strong financial governance and ensure compliance with accounting standards, tax regulations, and FCA requirements. What we’re looking for You’re not just great with numbers – you communicate clearly, work well with others, and are open to giving and receiving feedback. Proficient on Excel, comfortable with modelling, getting into the numbers and creating meaningful analysis. Happy to roll your sleeves up and get stuck into all areas of finance. Technically strong with an analytical mindset Qualified ACCA / CIMA – QBE also considered with a strong background. This role may not be right for you if You’re looking for a large team - this is a hands-on position You prefer well-defined processes and a steady pace You’re uncomfortable making decisions without having all the information You’re unable to commit to 2 days in our office in Manchester city centre.