Job Description Deputy Head of Credit – Commercial Banking
North West
Hybrid (2-3 days in the office)
About the Opportunity
Excellent opportunity for an experienced Commercial/Corporate Credit Underwriter to play a pivotal role in shaping and overseeing the Credit function for a dynamic commercial banking institution. This is a leadership position that requires a strategic mindset, strong risk management expertise, and the ability to deputise for the Head of Credit when necessary.
The successful candidate will ensure that lending activities are conducted with sound commercial judgment, robust risk controls, and a customer-centric approach - all while maintaining compliance with regulatory standards and internal policies.
Key Responsibilities
Credit Risk Strategy & Governance
Implement and uphold the bank’s credit lending strategy in alignment with Board risk appetite, policies, and corporate governance.
Promote a culture of integrity, professionalism, and ethical decision-making within the Credit Risk function.
Ensure lending practices adhere to industry best practices, regulatory requirements (including PRA/FCA guidelines), and statutory obligations such as AML, affordability...