Job Title
Senior Data Scientist
Salary
Not Disclosed
Company Description
Profitable £3.5bn fintech unicorn backed by Balderton, Goldman Sachs, and Ontario Teachers' Pension Plan
Job Description
You will build the proprietary machine learning models that sit at the core of this fintech’s competitive advantage. Focusing on the US market, you’ll develop real-rate, risk-based pricing scorecards for unsecured loans and credit cards. This is an end-to-end role involving model design, deployment, and monitoring using state-of-the-art ML techniques.
Location
London, UK
Why this role is remarkable
* Join a £3.5bn fintech unicorn that has been profitable since 2017 and is backed by elite investors like Goldman Sachs.
* Take full ownership of credit risk models for the massive US market, working with a rich repository of proprietary financial data.
* Experience a high-growth environment with in-house chefs, hybrid flexibility, and a mission-driven team disrupting dated banking systems.
What You Will Do
* Design, implement, and deploy end-to-end machine learning models to optimize credit risk, pricing, and marketing efficiency.
* Extract and transform complex data sources using Python and experiment tracking tools like MLFlow to drive scorecard development.
* Mentor junior data scientists while collaborating with multidisciplinary teams to translate business problems into advanced technical solutions.
The ideal candidate
* Proven experience building and shipping production-grade machine learning models in Python with a focus on real-world commercial impact.
* Strong communicator capable of explaining complex risk modeling topics to non-technical stakeholders and business leadership.
* Previous exposure to credit risk decisioning or financial services data, particularly across UK or US geographies, is highly advantageous.
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