Lead risk & pricing analyst | motor insurance / insurtech | up to £105k + bonus

📌 Official job title - Lead Portfolio Analyst

📌 London or Hampshire (2 days a week in-office)

📌 Up to £105k + 10% bonus

Who are they?

A well-backed InsurTech leading the UK short-term motor insurance market, one hour to one month cover, at serious volume. They feel like a start-up in the best sense, small team, real ownership, people who care about doing good work. Collaborative but autonomous, they hire people who take ownership and get things done.

What's the role?

You'll build and refine the logic that determines which risks they take on, at what price, and why, using real data in near real time. Around 70% heads-down individual contribution, 30% leading projects and developing junior analysts.

On any given week you might be:

• Building fraud detection models and identifying new risk signals at point of quote
• Developing pricing and risk strategies to grow the portfolio profitably
• Getting models into production so they're shaping live policy decisions every day
• Keeping a close eye on KPIs and working out what to do when something goes the wrong way
• Helping junior analysts develop their thinking and technical skills

Who are they looking for?

They're open to two profiles. Someone from underwriting or pricing in UK motor or GI who has built strong Python and SQL skills alongside deep domain knowledge, or a technically strong data scientist or analyst with solid insurance experience who wants more ownership than their current role gives them.

Either way, the non-negotiables are the same: strong technically, understand the insurance world, and able to explain complex findings clearly to non-technical people.

• Strong Python or R and expert-level SQL
• Fraud analytics experience, or someone who can think through it quickly from first principles
• Data enrichment experience, or again, someone who approaches new problems with fresh thinking
• BI tools such as PowerBI or Tableau
• Takes ownership, works well across teams, wants to lead not just contribute
• Cloud data warehouse experience (BigQuery, Azure or similar) is a nice to have but not essential

And the good stuff!

🎯 10% discretionary bonus + annual pay reviews

🌍 Up to 22 \"work from anywhere\" days per year

🏥 Private medical cover + critical illness insurance

💰 Employer pension matching up to 7.5%

🏖️ 25 days holiday, rising to 30 with tenure, plus 2 \"my time\" days

🏠 £300 one-off WFH setup budget

⚡ EV scheme + cycle to work

👶 Market-leading parental leave across all types

📚 Dedicated learning and training budget

If this sounds like your kind of place, we'd love to hear from you.

You don't need to tick every single box. If this sounds like your kind of place and your background is in the right ballpark, we'd love to hear from you.

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