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Underwriter, commercial

Guernsey
Morpheus Lending
Underwriter
Posted: 30 May
Offer description

45k - £65k (depending on experience).
At Morpheus Lending, we leverage cutting-edge technology to streamline the underwriting process, eliminating paperwork and manual inefficiencies. Our secure digital platform integrates brokers, lenders, and conveyancers, offering a seamless customer journey as we endeavour to complete all loans within 10 days.

We are seeking an entrepreneurial and experienced Bridging Underwriter to join our team, specialising in digital-first bridging finance for residential, commercial, and semi-commercial loans.

We have grand plans over the long-term and are looking for the right people to join us on this journey. In return, you will get broad exposure across the business, huge opportunities to grow and expand, and the ability to influence our trajectory in a meaningful way!

Assess and underwrite bridging loans in line with internal policies and regulatory requirements.
Make lending decisions in accordance with the Credit Risk Policy.
Ensure compliance with AML, financial crime prevention, and data protection policies and regulations.
Assist with post-completion activities, ensuring adherence to company policies and procedures.
Utilise Morpheus Lending’s digital underwriting platform, to ensure a smooth customer journey whilst working on continuous process improvement.
An understanding of the UK regulatory framework, including FCA, PRA, AML, and financial crime prevention guidelines.
Experience in broader Property Lending, including Buy-To-Let and Commercial Term mortgages.
Familiarity with digital lending platforms, automated underwriting tools, and AI-driven risk assessment models.

Be at the forefront of driving a technology-driven lending platform, revolutionising the bridging finance industry, providing an exceptional opportunity for growth for the right individual.
Competitive salary and rewards, flexed as required for the right candidate.

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