Credit Underwriter Administrator
Location: Nottingham
Salary: £35,000 to £37,000 per annum
Vacancy Type: Permanent, Full Time
Overview
Benjamin Edwards are recruiting for a Credit Underwriter Administrator to be part of a small, dynamic team. As Credit Underwriter Administrator, you will help keep the team's day-to-day operations running smoothly by responding to internal and external enquiries and ensuring that templates and workflow documents are kept up to date and well organised. The role includes providing a high level of support to dealers and internal partners, helping to maintain strong working relationships and consistent service delivery. Occasional customer and dealer visits may be required.
Responsibilities
* Credit Evaluation: Assess requests for small unsecured revolving credit lines and regulated proposals. This includes completing clear affordability assessments and applying a basic understanding of financial statements.
* Decision-Making: Approve, decline, or make recommendations on unsecured and regulated proposals in line with company policies, procedures, and established risk appetite.
* Document and Process Management: Maintain and update document templates, process guides, and internal workflow documentation. Track and follow up on system issues, backlog items, and support requests to help keep day-to-day operations running smoothly.
* Stocking/Floorplan: Provide monthly stocking reports and settlements to dealers, giving a clear overview of their current exposure.
* Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in person meetings to drive collaboration and shared objectives.
* Operational Assistance: Support dealers, customers, and internal teams with reschedules, and novations, ensuring information is handled accurately and efficiently.
* Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.
Qualifications
* Degree in a Business/Management discipline or an Accounting/Finance discipline or equivalent experience
* Basic understanding of finance products
* Experience working in customer service or related customer-oriented environments
Benefits
* Supportive, flexible, and inclusive working environment
* Attractive remuneration and bonus scheme
* Generous pension scheme
* Employee assist benefit
* Long service awards
* Hybrid/flexible working
* Hours of work are Monday - Friday - 37.5 hours per week
* Easy access and free parking
* Career progression / international exposure through project work
* Group Income Protection and Group Life Assurance and Death in Service benefits
* 25 days annual leave
* Long service bonus holiday (+ opportunity to buy and sell holiday)
To Apply
If you feel you are a suitable candidate and would like to work for Benjamin Edwards Ltd, please do not hesitate to apply.
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