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Insurance risk lead: pricing & governance (hybrid)

Wells
AXA
Insurance
Posted: 1 June
Offer description

About AXA:

AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth‑largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence.

AXA UK Support Functions look after our three customer‑facing business units, providing the infrastructure and expertise to make sure we can be there for our customers.


Job overview:

We're seeking a proactive insurance risk professional to join AXA UK's Risk team. You'll oversee the Product Approval process, provide independent risk reviews, and support strategic projects with expert opinions on pricing and claims risks. You'll also help maintain and review underwriting policies and ensure the Risk Management Framework aligns with risk appetites. Your role will lead effective risk governance and enable informed decision‑making across the business.


Key responsibilities:

* Manage and monitor the Product Approval Process, providing second‑line opinions and coordinating with Risk and Compliance.
* Conduct independent risk reviews of pricing, claims, and portfolio management to support strategic challenge.
* Support senior leaders in reviewing key projects and providing formal risk opinions on pricing and claims.
* Contribute to risk considerations in strategic planning, ensuring activities align with business goals.
* Develop and maintain underwriting and reinsurance policies.
* Coordinate the implementation of the Risk Management Framework, monitor risk adherence, and assist in action plans to stay within risk appetite.


Work arrangements:

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least two days a week (40%) away from home, moving to three days a week (60%) in the future. Away from home means attending the office, visiting clients or attending industry events. We're also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition.


Your skills & experience:

* Expertise as a Risk Pricing Specialist, ideally within the UK Health insurance market.
* Excellent stakeholder management skills to manage key relationships and influence decisions.
* Brilliant interaction skills with Executives, Senior Management and regulators.
* Substantial product and industry knowledge and understanding of regulatory framework.
* Business acumen and self‑motivation.
* Proven ability to work under time pressure.
* Analytical problem‑solving skills.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

We're proud to be an Equal Opportunities Employer and don't discriminate against employees or potential employees based on protected characteristics.

If you have a long‑term condition or disability and require adjustments during the application or interview process, we're proud to offer access to the AXA Accessibility Concierge.

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