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Credit Manager – Property Development Finance, Shrewsbury
Location: Shrewsbury, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Views: 1
Posted: 22.08.2025
Expiry Date: 06.10.2025
Job Description:
Credit Manager – Property Development Finance
The Company:
An established, highly successful, and rapidly growing FinTech. A commercial lender with nationwide coverage, financing Property Investors, Developers, and SMEs to help them grow. Recognized as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100 for two consecutive years.
Role Purpose:
As a Credit Manager, you will be responsible for maintaining the credit quality of new loans using the Company’s Credit Models and Policies, ensuring lenders do not take undue risks. Extensive development finance knowledge and experience are essential.
Role Responsibilities:
* Adhere to sanction limits according to the Company’s sanctioning matrix.
* Assist in developing and recommending loan objectives, policies, and practices.
* Ensure all credit reports comply with policies and guidelines.
* Report and recommend actions on exceptions.
* Advise on concentration risks and suggest mitigants.
* Identify and recommend improvements to policies and procedures.
* Stay informed on rates, activities, and regulatory issues.
* Maintain risk controls daily.
* Conduct pre-application discussions with Relationship Directors.
* Participate in Deal Forum and Borrower Review Forum.
* Respond to pricing requests within SLAs.
* Review credit reports and sighting papers for compliance and reasons for approval or decline.
* Respond to lender questions via website Q&A.
* Coordinate with the Deal team to ensure timely loan processing.
* Verify loan agreements for compliance before release.
* Ensure all conditions are met before loan drawdown.
* Participate in departmental meetings to promote credit knowledge.
* Monitor post-deal development loans and update phases accordingly.
* Provide redemption figures and loan statements.
* Attend client meetings as appropriate.
* Train and support new relationship staff.
Skills & Knowledge Required:
* Extensive property development funding credit experience.
* Ability to make informed decisions on new deals.
* Business awareness and commercial approach.
* Strong decision-making skills.
* Excellent communication skills.
* Understanding of how credit issues affect the wider business.
* Attention to detail and accuracy.
* Organizational skills and workflow responsibility.
* Proficiency in Microsoft Word and Excel.
* GCSE level education or equivalent.
* Experience in FCA-regulated environments.
* Experience in similar financial services roles.
* Knowledge of loan, security, and financial documents.
Future & Reward:
* Join a stable, growing business with a supportive team environment.
* Career growth opportunities as the company expands.
* Competitive salary, bonus, pension, healthcare, life cover, and other benefits.
* Flexible working hours and a healthy work-life balance.
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