From £36,000 to £42,000 depending on experienceTreasury AnalystSalary £36,000 to £42,000 depending on experience PermanentHybrid / Folkestone Working as a Treasury Analyst here at Saga you will be key to looking after the financial health of our organisation by mitigating risks, keeping assets safe and returns optimised. It is truly a very critical role sitting in the fast-paced operation of Treasury and is a central point of contact of a small dynamic team. Our Treasury department manages the Group’s cash, debt, currency and commodity hedges and investment strategy. We are an Enterprise function and have internal stakeholders across the Group and external stakeholders including lenders and auditors. We work in a hybrid way at Saga both at home and in the office. The Treasury Team work from Folkestone up to twice a week. We also occasionally meet in the London office.Role ResponsibilityYou will deliver a professional, high quality, reliable and efficient service to colleagues primarily within the Saga Finance and Group Professional Services community, but also to Saga colleagues in other teams, acting as a knowledgeable point of contact for all Treasury-related issues and queries. You will ultimately be the key point of contact for all Treasury partners outside of Saga including our banks, other financial services providers, and auditors.Your key areas of responsibilities are;To follow our Business Code of Conduct and always act with integrity and due diligence.Management of Enterprise-wide cash balances each day such that there are no overdrawn balances and that surplus funds are invested in line with policy, ensuring regulatory capital is ringfenced where required.Maintain the day-to-day liquidity forecasting, ensuring that we have a rolling three-month view of expected cash and credit facility utilisation, providing regular updates to senior colleagues on the cash position and expected headroom.Assist with implementing process improvement and automation of daily processes, especially cash management, working with the finance transformation team to drive forward change and extracting additional value from existing portals and systems.FX settlement on behalf of the Travel businesses, in line with Group policy, including coordination of weekly requirements and monthly reporting.Preparation and processing of manual payments, where required, and coordinating the authorisation process.Leading online banking and portal administration and maintenance of user and contact lists.Ownership of bank mandates, coordinating changes with the Company Secretarial Team and various banks, including maintenance of a master database.To prepare monthly reporting for both cash and the debt facilities under Treasury management. Additionally, preparation of monthly reports on FX, interest, and forward rates and supporting colleagues with ad hoc market data requests.Acting as a key point of contact for our banking and other partners, including responsibility for KYC requests.Management of the Treasury inbox, providing appropriate responses in a timely manner.Support ad hoc projects and tasks as required. The Ideal CandidateStrong communication skills are essential, being one of the primary points of contact within a small team and communicating directly with internal and external stakeholders.Sense of urgency, with the ability to role-model the Saga value of “Make it happen”.Ability to work autonomously.Accuracy and the ability to self-review is key, given the exposure to material transactions and executing foreign exchange trades with banks.Identification of training needs to resolve gaps in knowledge and skills.Have a historical treasury, economics, or accounting background.Familiarity with banking and payment mechanisms beneficial.Forecasting experience beneficial, including variance analysis to improve forecasting accuracy.Desirable;Refinitiv Eikon or Bloomberg (particularly within Microsoft Excel).Finance platform - Workday.Saga Values: Make it Happen, Do the Right Thing, Customer First, Excellence Every Day, Our People Make Us SpecialPackage DescriptionEveryday our colleagues deliver exceptional experiences to our customers. We believe exceptional work deserves even more exceptional rewards, that\\\'s why we have put together an amazing benefits package for all colleagues.BENEFITS AVAILABLE TO ALL COLLEAGUES:25 days holiday + bank holidaysOption to purchase additional leave up to 5 extra daysPension scheme matched up to 10%Company performance related annual bonus - Up to 5%Life assurance policy on joining usWellbeing programmeColleague discounts including family discounts on cruises and holidaysRange of reductions and offers from leading retailers, travel groups and entertainment companiesEnhanced maternity and paternity leaveGrandparents leaveIncome protectionAccess to Saga Academy, our bespoke learning platformAbout the CompanyOver the past 70 years we have become the UK\\\'s specialist provider of products and services to people aged over 50 in the UK. The Saga brand has become one of the most recognised and trusted brands amongst UK consumers in this demographic, recognised for its high quality products and exceptional standards of service. These include cruises and holidays, insurance, personal finance and the Saga Magazine.At Saga we are committed to treating all employees fairly and to offering equal opportunities in all aspects of employment and advancement. We value diversity not just because it is the right thing to do, but because diverse teams perform better.Fair consideration is given to applications from all applicants, including those with disabilities and those over who are over 50 as we are champions of age inclusivity. We are an official Disability Confident Committed employer and ensure that our recruitment process is inclusive and accessible and we will make reasonable adjustments as required. For more information on our DEI policies please visit our Saga Careers page.Saga does not accept agency CVs unless specifically engaged on the role by the Talent Acquisition Team. Please do not forward CVs to our recruiters, employees or any other company location. Saga will not be responsible for any fees related to CVs received in this unsolicited manner.Job Reference: saga/TP/135599/3230