Since 2005, Klarna has been on a mission to reimagine how consumers spend and save in their daily lives. We help people save time and money and reduce financial worry. With over 111 million global active users and 2.9 million transactions per day, our vision is a world where Klarna empowers everyone, everywhere, through seamless financial and commerce experiences—as a personalized, trusted assistant making financial empowerment effortless.
Over 790,000 global retail partners, including H&M, Saks, Sephora, Macys, IKEA, Expedia Group, and Nike have integrated Klarna's innovative technology to deliver a seamless shopping experience online and in-store.
As a Manager in the Capital & Funding team within Klarna’s Treasury business unit, you will play a pivotal role in shaping Klarna’s capital, funding, and liquidity strategy. You will own the forecasting process and models across monthly reporting cycles and the long-term business plan, oversee ongoing monitoring of the capital and liquidity position, and manage key month-end book close activities. In addition, you will lead the stress testing that supports Klarna’s Internal Capital and Liquidity Adequacy Assessment Process (ICLAAP) and Group Recovery Plan.
In this role, you will not only deliver robust analysis but also translate complex modeling into clear, actionable insights for senior management and regulators. You will combine analytical rigor with commercial awareness, ensuring that funding and capital decisions are directly linked to Klarna’s financial and strategic objectives.
Who You Are
* 5+ years’ experience in a regulated financial institution with exposure to capital or liquidity management. Experience in both is a plus.
* Hands-on expertise in developing, executing and improving forecasting or stress testing models.
* Advanced Excel skills; Python or similar programming experience is a strong plus.
* Strong analytical skills with the ability to handle complex data and distill insights.
* Commercial mindset with understanding of funding sources and P&L impacts.
* Clear communicator able to influence senior stakeholders.
* Familiarity with capital and liquidity regulatory requirements (e.g. ICLAAP, Recovery Plan, CRR/CRD).
* Strong problem solving ability and attention to detail.
* Ability to adapt quickly and thrive in a rapidly changing environment.
Closing
Klarna's Compensation model
To ensure fairness and maintain global market competitiveness, each role in a specific location has a set base salary. During the recruitment process, we will assess your skills and experience to determine which role is the best fit for you.
Additionally, you may qualify for our Contribution-Based Reward (CBR) program, which recognizes and rewards significant contributions to our success.
Please include a CV in English.