Job Title: Peer-to-Peer (P2P) and Investment Based Crowdfunding (IBCF) Portfolios Supervision Senior Team Member – 12 month FTC / secondment / Acting Up Opportunity
Division: Supervision, Policy & Competition (SPC)
Department: Retail Investment Platforms & Proactive Supervision (RIPPS)
1. Salary: National (Edinburgh and Leeds) ranging from £53,800 to £62,000 and London £59,200 to £69,000 (salary offered will be based on skills and experience)
2. This role is graded as: Senior Associate – Regulatory
3. Your recruitment contact is Steve Christopher via k. Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.
About the FCA and team
We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth and shaping the future of UK finance services.
SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). Sitting in the Consumer Investments (CI) directorate, RIPPS supervises four of CI’s six portfolios and leads proactive supervision and financial crime prevention through its specialist teams focused on platforms, SIPPs, crowdfunding, multi-firm reviews and investment fraud.
Both portfolios are subject to increasing focus as part of the Government’s growth agenda and the sectors’ links to private credit and equity markets and consequent engagement with the new Public Offer Platform (POP) and Private Intermittent Securities & Capital Exchange System (PISCES) regimes. The role offers exposure to bespoke business models, financial analysis, potential policy development and cross-team collaboration.
Role responsibilities
4. Lead complex cases and projects with clarity, diligence and collaboration, enabling well‑reasoned decisions that build trust and deliver meaningful outcomes for firms and consumers
5. Leverage intelligence, data insights and AI tools to identify risks early, turning complex evidence into strategies that support good consumer and market outcomes
6. Review and challenge firms’ risk frameworks and control environments, uncovering weaknesses and informing improvements that build stronger, more resilient governance
7. Build positive and constructive relationships with senior leaders, encouraging open dialogue that accelerates progress and raises industry standards
8. Collaborate closely with internal teams to share insights and develop specialist knowledge, building team skills and enhancing regulatory impact
9. Support and coach junior colleagues to grow with confidence
Skills required
Minimum:
10. Prior experience in analysing financial data and presenting insights clearly to senior stakeholders
11. Proven experience in UK financial services across regulation, consultancy, audit, or compliance
12. Demonstrable experience in writing clear, well-structured reports that support risk-based decision making
Essential:
13. Experience using data to spot patterns, inform decisions and shape positive outcomes
14. Experience of structured risk management, governance and controls
15. Flexibility to manage shifting priorities effectively
16. Ability to build inclusive relationships and communicate effectively across the team and with other internal and external stakeholders of varying levels of seniority
17. Willingness to travel within the UK and engage directly with firms
18. Curiosity and motivation to learn, grow and take on new responsibilities in an evolving environment
19. Awareness of the P2P and IBCF sectors and understanding of the FCA’s supervisory approach
Benefits
20. 25 days annual leave plus bank holidays
21. Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors)
22. Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary
23. Private healthcare with Bupa, income protection and 24/7 Employee Assistance
24. 35 hours of paid volunteering annually
25. A flexible benefits scheme designed around your lifestyle
For a full list of our benefits and our recruitment process as a whole visit our benefits page.
Our values and culture
Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one that’s free from discrimination and bias, celebrates difference and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation and delivers better regulation.
If you require any adjustments due to a disability or condition, your recruiter is here to help - reach out for tailored support.
We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs, including options like part-time and job sharing where applicable.
Disability confident: our hiring approach
We’re proud to be a Disability Confident Employer and therefore, people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. In cases of high application volumes we may progress applicants whose experience most closely matches the role’s key requirements.
Useful information and timelines
Timeline:
26. Job advert close: 21st April 2026 at Midnight
27. CV Review/Shortlist: 23rd – 27th April 2026
28. Case Study Assessment & Interviews: w/c 4th May 2026
Your Recruiter will discuss the process in detail with you during screening for the role, therefore, please make them aware if you are going to be unavailable for any date during this time.