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Head of motor underwriting | london, uk

London
Zego
Underwriter
Posted: 1 August
Offer description

At Zego, we know that traditional motor insurance holds good drivers back. Its too complicated, too expensive, and it doesnt take into account how well you actually drive.

Thats why, since 2016, weve been on a mission to change all of that. Our mission at Zego is to offer the lowest priced insurance for good drivers.

From van drivers and gig workers to everyday car drivers, our customers are our driving force - theyre at the heart of everything we do.

Weve sold tens of millions of policies so far, and raised over $200 million in funding. And were only just getting started.

Purpose of the role

As Head of Underwriting, youll lead the execution of our underwriting strategy and oversee the performance and development of our underwriting function. Youll be a key member of the management team and play a central role in shaping the future of Zegos insurance products and governance.

What youll be doing

* Define and execute the underwriting strategy, risk appetite, governance, and referral processes
* Manage underwriting performance in collaboration with the Head of Actuarial and Portfolio Management Lead
* Lead product simplification efforts and ensure product value and clarity for customers
* Oversee underwriting audits, referrals from the group MGA, and internal governance
* Be an active member of committees including Pricing & Underwriting, Claims, and Risk
* Collaborate closely with reinsurers and other strategic partners

What you will need to be successful
* 10+ years of UK personal lines motor underwriting experience
* Proven ability to design customer-centric, clear, and fair insurance products
* Strong analytical mindset and commercial acumen
* Excellent communication and leadership skills
A willingness to relocate and be part of a growing, innovative business in Gibraltar

Whats it like to work at Zego?

Joining Zego is a career-defining move. People go further here, reaching their full potential to achieve extraordinary things.

Were spread throughout the UK and Europe, and united by our drive to get things done. Were proud of our company and our culture - a friendly and inclusive space where we can lift each other up and celebrate our wins every day.

Together, were setting the bar higher, delivering exceptional work that makes a difference. Our people are the most important part of our story, and everyone here plays a role. Theres loads of room to learn and grow, and youll get the freedom to steer your career wherever you want.

Youll work alongside a talented group who embrace each others differences and arent afraid of a challenge. We recognise our achievements, learn from our mistakes, and help each other to be the best we can be. Together, were making insurance matter.

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our central London office. We think its a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and well provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and youll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And thats just for starters!

Theres more to Zego than just a job - Check out ourblogfor insights, stories, and more.

Were an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.

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