Salary: Up to £37,500 + 10% annual bonus + benefits package
• Opportunity to be part of NFU Mutual’s National High Net Worth Underwriting team in a growth area of the business
• Join a department which offers ongoing training and development opportunities with potential for the role to become permanent in future
• Hybrid 80% homeworking available and 20% from our office in Bristol or York
About the role
We have an exciting opportunity for an experienced Underwriter to join our High Net Worth Underwriting team on a 12-month fixed term contract basis, with potential for the role to become permanent. The focus will be primarily on our Bespoke home insurance product. You will build and maintain effective relationships with our NFU Mutual Agents, providing first-class technical support on renewals, mid-term adjustments, and new business.
As a Bespoke Underwriter, you will underwrite risks aligned with NFU Mutual’s risk appetite and collaborate with colleagues across sales, underwriting, head office, loss control, and the agency network to ensure excellent service and underwriting standards.
NFU Mutual provides a comprehensive induction and tailored training plan to support your career development, including enhancing your High Net Worth underwriting and market knowledge.
This role promotes a healthy work/life balance with a 35-hour workweek, shift patterns between 8 am and 6 pm, Monday to Friday, and no weekends. Our hybrid working model allows up to 80% remote work once fully trained.
About you
We seek a customer-focused underwriting specialist committed to delivering optimal solutions while managing risk and business goals. Home underwriting experience is essential; High Net Worth experience is beneficial but not required as training will be provided. Ideally, you will have intermediate underwriting authority or be working towards it.
You should be proactive, self-motivated, and dedicated to high standards. Strong communication, time management, and organizational skills are essential, along with the ability to work collaboratively and develop tailored insurance solutions.
We value coaching and mentoring skills, resilience, and a positive attitude towards challenges and change. We support an inclusive workplace and encourage applications from diverse backgrounds, offering adjustments and accommodations during the recruitment process. We are a Disability Confident Employer, and we welcome applications regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.
Benefits and Rewards
Joining us means access to a supportive culture and attractive rewards, including:
* Salary up to £37,500 depending on skills and experience
* Annual bonus (up to 10%)
* Contributory pension scheme, up to 20%, including your 8% contribution
* 25 days annual leave + bank holidays + holiday trading scheme
* Family Friendly policies
* Savings discounts at high street brands, travel, and supermarkets
* £20 monthly gym contribution (T&Cs apply)
* Health and wellbeing plans
* Voluntary benefits including private medical and dental insurance
* Employee volunteering opportunities
* Refer a Friend bonus scheme (£500)
* Life Assurance (4x salary)
* Employee discounts on NFU Mutual policies
Working at NFU Mutual
We are one of the UK’s leading insurance and financial services companies, with over 110 years of customer focus. Our awards include Gallup Exceptional Workplace (2025), LinkedIn Top 15 Companies (2025), and Top Employer certifications. We foster a supportive culture that encourages growth, recognizes contributions, and values diversity and community engagement.
Our address: 3rd & 4th Floor, 10 Temple Back, Bristol, BS1 6FL.
We remain committed to our rural roots while expanding across the UK, with a focus on trust, respect, and personal service. Join us to be part of our future ambitions and success.
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