Commercial Underwriter Join a 280-strong UK-wide Commercial Underwriting function Develop your skills while playing a pivotal role in contributing to our future success Hybrid 80% homeworking available and 20% from our office in Bristol About the roleCommercial Underwriting at NFU Mutual At NFU Mutual, our Commercial Underwriting division has a clear roadmap for digital development that supports our commercial growth objectives and opens exciting opportunities to contribute more value-added activities. Our 280-strong team of dedicated commercial underwriting professionals work on a diverse portfolio of accounts, ranging from new business and development underwriting right through to renewals, mid-term adjustments, and onsite underwriting opportunities. They understand that effective underwriting involves not only assessing risk but also delivering underwriting solutions that support our customers ever-changing and evolving insurance needs. Our close partnership with the NFU Mutual Agency Network across the UK enhances our capacity, enabling us to serve our customers effectively and provide the right insurance solutions to protect their livelihoods. This distinctive aspect of our approach sets us apart from other insurers and is the cornerstone of our continued success. Being a great place to work is at the heart of our company strategy, and while farming insurance remains a key priority, our focus is on commercial growth. By working in collaboration with our underwriting teams across the business and continually developing your skills, you could play a pivotal role in contributing to our future. Now is the time to join us. About the role We have an exciting Commercial Underwriting opportunity for a professional General Insurance Underwriter to join our Mid Corporate and Estates team, where you’ll be responsible for Commercial, Farm and Motor Trade policies over £35,000, as well as all estate policy renewals and mid-term adjustments. The team also manages larger, more complex renewals and manages the entire existing Estate book. New commercial business is the Mid Corporate and Estates team’s biggest growth opportunity. This Commercial Underwriting role is your chance to be an integral part of that growth, ensuring we take full advantage of every opportunity, helping us create a lasting impact on the General Insurance business at NFU Mutual. At NFU mutual, we run a unique tied-Agent model and have over 200 agencies within our UK-wide NFU Mutual Agency Network. These agencies are the vital day-to-day link with our customers. A large part of your role will be to build strong relationships and work collaboratively with our agencies to deliver the right solutions and services for our customers. At its core, underwriting at NFU Mutual feels different because it’s designed to be. Our mutual structure means you’re not just working for a company – you're part of a shared purpose that values people, relationships, and long-term thinking. Our people stay because it’s a great place to work – and our customers stay because of the quality of the service we deliver. Working hours: 35 hours per week, Monday – Friday with shifts between 8am and 6pm. When you join us, you’ll receive a comprehensive induction, and although we also offer flexible and hybrid working options, you’ll need to commit to being in the office more often for the first 6 months in the role. Following your induction, you’ll receive ongoing training to support personal growth and career progression opportunities. To help you give your best in the office and at home, we’re also open to discussing what part-time hours might look like for you. About youYou’re a Commercial Underwriting professional with varied experience of complex and technical cases within a regulated environment, including working within Authority. A resilient individual, you easily demonstrate the effective communication skills needed to establish strong working relationships with key stakeholders across the business, with the ability and confidence to challenge and influence where necessary. To join our team, you’ll also have: A strong customer-focus and attention to detail The confidence to work in a regulated environment The ability to make rational and logical decisions in a fast-paced environment Policy document review experience Complex and Technical Commercial Underwriting experience in the insurance industry At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees. We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process. We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.Benefits and RewardsWhen you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including: Salary up to £45,000 depending on experience Annual bonus (up to 10% of salary) Contributory pension scheme, up to 20%, including your 8% contribution 25 days annual leave bank holidays buy/sell/save holiday trading scheme A Family Friendly policy that helps you balance your work and family responsibilities Access to savings at High Street brands, travel and supermarkets £20 contribution to a monthly gym membership – subject to T&Cs Health and wellbeing plan - cashback for dentist, opticians, physio and more Access to voluntary benefits, including health assessments, private medical insurance and dental insurance Employee Volunteering - volunteer in the community for one day each year Unlimited access to Refer a Friend £500 bonus scheme Life Assurance cover of 4 x salary Employee discounts of 15% on a range of NFU Mutual insurance policies. Working at NFU MutualWe’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.