Join to apply for the Senior Credit Risk Analyst role at Dudley Building Society
1 week ago Be among the first 25 applicants
Join to apply for the Senior Credit Risk Analyst role at Dudley Building Society
Get AI-powered advice on this job and more exclusive features.
We are looking for a Senior Credit Risk Analyst!
We have an exciting new opportunity within the Treasury team!
To support the effective management of credit risk across the building society's lending portfolio, with a particular focus on mortgage lending. The Senior Credit Risk Analyst will lead in analysing credit risk exposures, developing monitoring reports, developing Policies, and supporting stress testing and regulatory submissions with assistance from other team members.
Training and support is available for the induvial wanting to develop their skills and experience.
Your day-to-day responsibilities will include but are not limited to:
Credit Risk Monitoring & Reporting
* Maintain, monitor and report the performance of the mortgage portfolio (e.g. arrears, LTV, affordability metrics).
* Maintain, run and explain the Credit Risk Model, liaising with third-party specialists as appropriate.
* Contribute to the design and refinement of risk dashboards and MI packs.
* Lead on the production of monthly and quarterly credit risk reports for Risk Committees and senior management.
* Oversee the mortgage arrears management process, including training & competence, process effectiveness and policy compliance.
* Assess and monitor counter-party risk.
Policy & Framework Support
* Lead the review and update of the Credit Risk Policy and Lending Criteria.
* Lead on the annual credit risk appetite calibration and metric monitoring.
* Maintain model documentation and control frameworks.
Stress Testing & Scenario Analysis
* Support the development of credit stress test models for ICAAP, Recovery Planning, and Board reporting.
* Work with Finance and Treasury teams to assess impacts under macroeconomic and idiosyncratic scenarios.
Data & Analysis
* Conduct data analysis using Excel and/or analytics tools (e.g., R, SAS, SQL, Power BI).
* Ensure data quality by supporting data cleansing and validation processes.
* Help identify portfolio trends, concentrations, or emerging risks.
Regulatory Engagement
* Support regulatory deliverables such as PRA data requests, ICAAP preparation, and Board papers.
* Lead on preparation for Internal Audit and External Audit reviews associated with Credit Risk.
Essential
What we're looking for:
* Degree in a numerate, finance, or economics-related field (or equivalent experience)
* Strong Excel and data manipulation skills
* Analytical mindset with attention to detail
* Good written and verbal communication skills allied with strong stakeholder management skills
* Team player with willingness to learn and develop
* Basic understanding of statistical tools (R)
Desirable
* Experience in a financial services or regulated environment (e.g. building society, bank)
* Knowledge of credit risk concepts, especially related to mortgage lending
* Familiarity with regulatory frameworks (e.g., ICAAP, PRA SS11/13)
* Basic understanding of statistical tools (e.g. SAS, SQL, Power BI)
In Return
In Return We Offer
* Salary of up to £56,644 per annum (FTE) depending on experience
* Intelligent working practices enabling you to work both at home or in the offices in Brierley Hill - work where best suits your day ahead!
* Basic holiday of 30 days + Bank holidays + Moments that matter days (Think birthdays, weddings + time off to getting the keys to a new house or welcoming a grandchild!)
* Pension contribution of up to 8% of salary
* Life assurance 4 x salary
* Full Private Medical Insurance
* Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
* Access to our new Electric Car Salary Sacrifice scheme
Diversity and Inclusion
Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.
And that's not all
We're certified as a Great Place to Work in the UK, and there's a reason for that. Check out our careers page for more information about what it's like to join The Dudley team, who we are, what drives us, and why you should join us.
LNKD1_UKTJ
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Finance and Sales
* Industries
Accounting
Referrals increase your chances of interviewing at Dudley Building Society by 2x
Get notified about new Senior Credit Risk Analyst jobs in West Midlands, England, United Kingdom.
Solihull, England, United Kingdom 1 day ago
West Midlands, England, United Kingdom 1 day ago
Coventry, England, United Kingdom 2 weeks ago
Birmingham, England, United Kingdom 3 weeks ago
Birmingham, England, United Kingdom 3 days ago
Birmingham, England, United Kingdom 2 weeks ago
Birmingham, England, United Kingdom 2 weeks ago
Asset & Wealth Management - Control Office - Analyst - Birmingham
West Midlands, England, United Kingdom 2 weeks ago
Birmingham, England, United Kingdom 6 days ago
Audit (Business and Finance) | Analyst | Birmingham
West Midlands, England, United Kingdom 2 weeks ago
Financial Analyst - The Fuelcard Company
Coventry, England, United Kingdom 4 days ago
West Midlands, England, United Kingdom 1 week ago
Birmingham, England, United Kingdom 1 week ago
West Midlands, England, United Kingdom 6 days ago
Birmingham, England, United Kingdom 5 days ago
Compliance - Financial Crime (Business Intelligence Group), Analyst, Birmingham
West Midlands, England, United Kingdom 2 weeks ago
Birmingham, England, United Kingdom 1 week ago
Internal Audit, Transaction Banking, Analyst, Birmingham
West Midlands, England, United Kingdom 1 day ago
West Midlands, England, United Kingdom 2 weeks ago
Birmingham, England, United Kingdom 4 days ago
Birmingham, England, United Kingdom 4 days ago
Birmingham, England, United Kingdom 3 weeks ago
Birmingham, England, United Kingdom 1 week ago
West Midlands, England, United Kingdom 1 day ago
Birmingham, England, United Kingdom 1 day ago
Junior Business Analyst - Asset Management Risk and Controls
Birmingham, England, United Kingdom 4 days ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr