Working Hours
This role is available on a part‑time, job‑share or full‑time basis.
Location
Manchester
Salary
£34,000 to £45,000 depending on experience plus excellent benefits and career development opportunities.
Closing Date
31st May 2026
The Opportunity
We are looking for a skilled and motivated Trading Underwriter to join our High Net Worth team, specialising in home and motor products. The ideal candidate will have a strong background in underwriting, excellent market awareness, and a keen ability to build and maintain relationships with brokers and clients.
Many of our employees work flexibly in a variety of ways, including part‑time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full‑time. Please talk to us at interview about the flexibility you may need.
Key Responsibilities
* Evaluate and underwrite high‑value home and motor insurance policies for high‑net‑worth clients, adhering to underwriting guidelines and risk appetites.
* Develop and sustain robust relationships with brokers, clients, and other key stakeholders to drive business growth and enhance client satisfaction.
* Analyse and assess risk exposures to provide bespoke insurance solutions tailored to the unique needs of high‑net‑worth clients.
* Monitor and manage the profitability of the portfolio, ensuring that underwriting decisions align with the company's financial objectives.
* Collaborate with internal teams, including claims, actuarial, and risk management, to ensure a holistic approach to underwriting and client service.
* Stay updated on market trends, competitor activities, and regulatory changes to inform underwriting strategies and maintain a competitive advantage.
* Participate in client and broker meetings, presentations, and other marketing activities to promote Zurich's high net worth home and motor insurance products.
Your Skills and Experience
* Underwriting experience within the high‑net‑worth sector, specifically in home and motor products.
* Strong analytical and decision‑making skills with a proven ability to assess complex risks.
* Exceptional interpersonal and communication skills, with the ability to build and maintain effective relationships with brokers and clients.
* Proficient in using underwriting software and tools.
* Demonstrated ability to work independently and as part of a collaborative team.
* Strong organisational skills with the ability to manage multiple priorities in a fast‑paced environment.
Benefits
We offer a wide range of employee benefits to fit your life. Our benefits include a 12% defined non‑contributory pension scheme, an annual company bonus, private medical insurance, and the option to buy up to an additional 20 days or sell some of your holiday, alongside other flexible benefits.
Equal Opportunity
We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic.
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