Overview
Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That’s why we built iwoca. Our smart technology, data science and five‑star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it’s needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.
The role
We are seeking an experienced Product Lead to take full ownership of a core strategic initiative: the creation, launch, and scaling of iwoca’s dedicated mobile application. This is a foundational leadership role where you will define the future of our customer experience as the ultimate champion for the mobile channel.
* Define the mobile app vision and strategy, starting with Credit Cards. Ensure the foundational architecture is scalable across all iwoca products.
* Build and lead a new, high‑performing mobile app development team from the ground up.
* Drive impact by acting with the autonomy of a business owner, directly influencing key metrics like customer engagement, retention and lifetime value.
Product strategy & roadmap
* Own and champion the end‑to‑end product vision, strategy and roadmap for the iwoca mobile app, ensuring alignment with overall business objectives and customer needs.
* Define the Minimum Viable Product (MVP) and subsequent phases, prioritising features that deliver maximum customer and business value quickly.
* Conduct continuous market, competitor and user research to identify opportunities for innovation and differentiation in the FinTech mobile space.
* Establish, track and relentlessly pursue key product metrics.
Team building & leadership
* Design and create the optimal team for mobile app development (iOS, Android, integrating with backend).
* Lead, coach and mentor the mobile app team, fostering a culture of high performance, collaboration and customer obsession.
Execution & delivery
* Oversee the full product lifecycle, from concept and design through development, launch and post‑launch optimisation.
* Establish and maintain rigorous, real‑time monitoring of all core KPIs.
* Evaluate, onboard and manage external development agencies or contractors where necessary, ensuring quality, security and timely delivery.
* Work closely with core Product, Compliance and Marketing teams to ensure seamless integration of the mobile app with existing iwoca platforms and successful go‑to‑market strategies.
* Ensure the application adheres to the highest standards of security, regulatory compliance and performance, leveraging native mobile technologies where appropriate.
The Requirements
* 5+ years of progressive experience in Product Management, with at least 2 years focused specifically on native mobile app development (iOS and/or Android).
* Demonstrable experience launching a mobile application from concept to market.
* Proven leadership experience in hiring, building and leading a cross‑functional product or engineering team.
* Strong analytical skills with the ability to define metrics, analyse data and draw actionable conclusions to drive product decisions.
* Exceptional communication and stakeholder management skills, capable of presenting complex roadmaps to executive leadership.
* A solid technical foundation, enabling productive collaboration with engineers and external technical partners.
Bonus
* Experience in the FinTech or Payments sector is highly advantageous.
* Familiarity with scaling mobile apps and maintaining high App Store ratings/reviews.
The salary
We expect to pay from £100,000 – £130,000 for this role. We routinely benchmark salaries against market rates and run quarterly performance and salary reviews. Please include your salary goals with your application.
The culture
At iwoca, we prioritise a culture of learning, growth and support, and invest in the professional development of our team members. We value diversity in thought and skill, and encourage you to explore new areas of interest to help us improve our products and services.
The offices
We put a lot of effort into making iwoca a brilliant place to work.
* Offices in London, Leeds and Frankfurt with plenty of drinks and snacks.
* Events and clubs, like bingo, comedy nights, yoga classes, football and more.
* Flexible working hours.
* Medical insurance from Vitality, including discounted gym membership and a private GP service for you, your partner and your dependents.
* 25 days’ holiday, an extra day off for your birthday, the option to buy or sell an additional 5 days of annual leave, unlimited unpaid leave and one‑month fully paid sabbatical after 4 years.
* Instant access to emotional and mental health support with our partner, Spill.
* Pension and share options.
* Generous parental leave and a nursery tax benefit scheme to help you save money.
* Paid volunteering day to support your chosen charity.
* Cycle‑to‑work scheme and electric car scheme.
* Two company retreats a year (France, Italy, Spain and further afield).
Learning & development
* A learning and development budget for everyone.
* Company‑wide talks with internal and external speakers.
* Access to learning platforms like Treehouse.
Compensation Range
£100K – £130K
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