Head of Data Science
About us:
We’re a fast-growing FinTech focused on improving access to credit. We combine deep credit expertise with strong tech and data capability, and we’re building a team that’s motivated by doing the right thing for customers.
The atmosphere is open, fast-paced, and hands-on. If you care about impact, ownership and working on problems that matter - you’ll feel at home here.
The opportunity:
We’re hiring a Head of Data Science to lead and grow our data science function. This is a key hire for the business, with real influence across credit strategy, product, and risk. You’ll head up a talented team and shape how we use data and modelling to make smarter lending decisions and deliver better outcomes for our customers.
What you’ll be doing:
* Leading and developing a team of Data Scientists working on credit risk and portfolio optimisation
* Designing, building and deploying credit risk models (PD, LGD, EAD) for consumer lending
* Driving test-and-learn initiatives to improve lending performance and customer outcomes
* Working closely with Credit Risk, Product, and Engineering to embed models into key decision systems
* Engaging with external partners, including credit bureaus
* Keeping a close eye on model performance and ensuring everything is monitored and up to scratch
* Championing the use of AI and advanced modelling across the business
* Presenting insights clearly to stakeholders across all levels, including non-technical audiences
What we’re looking for:
* At least two years of experience leading a data science or credit risk modelling team
* A solid background in statistical modelling and machine learning
* Hands-on coding skills – we use Python, SQL and a bit of SAS
* Experience building models for unsecured consumer lending or a related field
* A good grasp of the full model lifecycle: from development to deployment and monitoring
* A genuine interest in using AI to solve business problems
* Someone who can lead, support, and get the best out of a team
* Comfortable working in a fast-paced, evolving business – we’re growing, and we like to move quickly.
What’s in it for you:
* Competitive salary and company bonus scheme
* Hybrid working model
* 25 days’ holiday (plus bank holidays) - increasing with service
* Enhanced pension scheme with strong employer contributions
* Life cover, EAP support, and eye test allowance
If this sounds like you - please click apply!