Payments platform that focuses on iGaming, video gaming, e-commerce, retail, travel and hospitality. Paysafe has 30 years of expertise in payment technology, supporting card payments, digital wallets such as Skrill, eCash solutions like PaysafeCard, and local payment methods. Approximately 2,900 employees across 12 countries and an annualized transaction volume of $167 billion in 2025 connect businesses and consumers worldwide through innovative payment experiences.
It starts here. Have a global impact on the world of payments.
We are seeking a senior, strategic Principal Architect – Risk Platform to define and drive the architectural vision of Paysafe’s global Risk capabilities. This is not a narrow solution role.
Risk at Paysafe does not operate with traditional product teams. As such, this architect will:
Act as the architectural authority and product-level thought partner for Risk
Translate regulatory and commercial objectives into scalable platform capabilities
Define the long-term Risk technology roadmap
Shape how we build, integrate, orchestrate, and evolve risk engines globally
You will operate at the intersection of architecture, regulation, platform engineering, and product strategy.
What Paysafe stands for
Being open and honest.
Keeping focused.
Operating with Courage.
Pioneering the future.
Our values and culture are driven by Equality, Development, Social Responsibility and Wellbeing. If you want to find out more about life at Paysafe, check out our careers page.
How we work
We follow a hybrid working model, spending an average of three days per week at our office location in Gresham Street next to St Paul’s Cathedral with easy access via St Paul’s, Bank, Cannon Street, City Thameslink, Liverpool Street, Farringdon, and Mansion House.
What You Will Own
Risk Platform Vision & Architecture
Define and evolve the target architecture for the global Risk Platform
Design end-to-end architectures for:
Merchant underwriting and KYB
PEP & sanctions screening
Identity verification & device intelligence
Ongoing due diligence and regulatory reporting
Establish domain boundaries and service decomposition for risk capabilities
Define scalable API contracts and event-driven flows for decisioning and reporting
Regulatory Translation into Architecture
Lead structured discovery sessions with:
Risk
Compliance
Legal
Regulatory
KYC / AML
Sanctions
Translate AML, CDD/EDD, PSD2/PSD3, EMI licensing, and regional regulatory obligations into:
Platform capabilities
Regulatory explainability
Audit trails
Reporting obligations across UK, EU, and US
Real-Time Risk & Event-Driven Decisioning
Define integration patterns for:
Real-time scoring
Kafka / streaming frameworks
Orchestration and fallback strategies
Ensure deterministic and observable decision pipelines
Architect integrations with external risk/compliance vendors such as:
LexisNexis
Ekata
AML engines
Sanctions screening services
Define:
Data mapping strategies
Orchestration patterns
Fallback and resilience patterns
Reduce lock-in while preserving regulatory robustness
Design cloud-native, horizontally scalable risk services in AWS/Azure
Define:
API gateway strategies
Identity and access control models
Data partitioning and sovereignty controls
Architect for:
Multi-region resiliency
Regulatory data residency constraints
Observability
Infrastructure as Code
Design structured, semi-structured, and event-based data persistence strategies
Support:
Batch AML monitoring
Regulatory reporting
Merchants
Transactions
Case management
Ensure compatibility with enterprise data lake and analytics platforms
Act as trusted adviser to Risk leadership
Influence roadmap prioritization and capability sequencing
Mentor engineers and domain architects
Drive architecture standards and review forums
Collaborate across Merchant, Consumer, and Platform engineering groups
Technical Expertise Required
10+ years in architecture and engineering roles
Deep experience in risk and compliance systems within fintech or payments
Sanctions & PEP screening expertise
Strong hands-on knowledge of:
Event-driven architectures
Kafka / streaming systems
Experience designing structured and event-based data models
Cloud-native architecture experience (AWS or Azure; multi-region preferred)
Strong background in integrating third-party risk vendors
Domain & Regulatory Knowledge
Strong understanding of:
AMLD requirements
PSD2 / PSD3
PCI DSS
EMI / E-money licensing constraints
Familiarity with explainable AI in risk decisioning
Audit and regulatory inspection readiness
What Makes This Role Different
Shape the Risk Platform as a product
Influence regulatory readiness at architectural level
Design systems that protect Paysafe’s balance sheet
Enable commercial growth while reducing fraud and regulatory exposure
Ideal Profile
Systems thinker with regulatory fluency
Commercially aware
Able to operate at board-level discussions and deep technical reviews
A snippet of what you’ll get in return
Make your day work for you with our flexible working hours
You decide what your holiday looks like with the option to buy or sell your holiday and carry over up to 5 days into the next year
Enjoy social events on our rooftop terrace with views onto St Paul’s Cathedral
Our fully equipped facilities include showers, hairdryers and straighteners and fresh towels
Start your day with a free breakfast, fresh fruit and snacks
Take a breather in our dedicated wellbeing room
Spend time with those important to you with our enhanced paid family policies
Test our products Skrill and Neteller. Upon joining we will award you £50 into each wallet
Enjoy our discounts on memberships via vitality including gyms, leisure centres, yoga/Pilates across the country
Need a new Laptop or TV? We offer support purchasing Apple and LG products via Stormfront technology
Join our six employee-led equality communities and help foster a workplace that celebrates diversity and creates opportunities to collaborate and learn
Give back to the community with four paid charity days
Kickstart your weekend early with our summer hours during the months of June, July and August with a 3pm finish every Friday
We also offer private health insurance (pre-existing conditions are included), dental insurance, income protection, life assurance and more
What to expect next
Phone screen with Talent Acquisition
Video introduction with the Hiring Manager
Technical interviews with members of the team
Business interview with key stakeholder
Invited into the office for HR interview and to meet the team
Paysafe is an equal opportunity employer. We value diversity and are committed to providing a work environment of mutual respect to everyone without regard to race, color, religion, national origin, age, gender identity or expression, or any other characteristic protected by applicable laws, regulations and ordinances.
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