Specialist Mortgage Advisor – Second Charge Lending Location- Hybrid role based in Cardiff Salary- £35,000 – £50,000 basic salary (depending on experience) Uncapped commission structure with realistic OTE of £60,000 About the Role An established and growing specialist finance brokerage is seeking an experienced Mortgage Advisor with a background in second charge lending. This is an excellent opportunity for a motivated and ambitious individual looking to join a high-performing team within a supportive and dynamic environment. Leads and enquiries are provided through a combination of company-generated business, introducers, and professional partnerships. Key Responsibilities Provide professional, proactive and client-focused mortgage advice Build and maintain strong relationships with clients throughout the lending journey Deliver excellent customer service and achieve sales targets Communicate effectively with lenders, clients and third parties involved in the process Develop and maintain relationships with banks and lending partners Maintain accurate and compliant client records using the company CRM system Follow internal compliance procedures and maintain detailed case records Liaise with clients before and after application submission Support review and referral strategies Work collaboratively with colleagues and contribute to team development Essential Skills & Attributes Strong sales motivation and target-driven mindset Excellent communication and relationship-building skills High standards of customer service Strong organisation and time management abilities Good understanding of mortgage and lending products Ability to work independently and use initiative Strong analytical and numerical skills Accurate with strong attention to detail Professional, personable and self-motivated Experience & Qualifications Minimum 2 years’ experience advising on secured or second charge loans Experience managing cases from enquiry through to completion CeMAP qualified (or equivalent) Proven track record in second charge mortgage sales Comfortable working to targets in a fast-paced environment Good understanding of property finance solutions and exit strategies Confident using CRM systems and Microsoft Office applications Benefits Competitive basic salary Uncapped commission structure Ongoing training and professional development Long-term career progression opportunities Hybrid working model This opportunity would suit an experienced specialist mortgage advisor looking to join a progressive brokerage with strong lead flow and clear earning potential.