Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London RISK
Our Risk division developsprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology is critical for success.
CREDIT RISK
Credit Risk is responsible for managing the firm's credit exposure to its trading and lending counterparties. Credit professionals protect the Firm's capital by leveraging expertise in financial analysis of clients, markets, and products to make risk decisions. Credit Risk provides a unique opportunity to develop a variety of professional skills and expertise in risk management while working on financial transactions and gaining a broad perspective on how the entire Firm functions. The interaction with numerous departments and the wide range of projects allow for a challenging, varied and multi-dimensional work environment. This role is ideal for collaborative individuals who are intellectually curious, have strong ethics and attention to detail.
JOB DESCIPTION
Credit Risk Asset Secured Lending team within Global Banking & Markets is looking for a Vice President. Team's activity includes risk management of asset-backed financing (and other types of strategic capital) to institutional clients of the firm, secured by, amongst others, portfolios of public equity, private equity, private credit and other asset classes.
RESPONSIBILITIES
1. Risk underwriting assets-based financing ( loans secured by Public / Private Equity), including review of transactions, participate in approval process, make rmendation of appetite
2. Review lending transactions while ensuring appropriate risk mitigants to protect against default and minimize potential losses
3. Represent credit views to Riskmittee members
4. Interact with regulators as part of the ongoing supervision process
5. Develop and manage relationships with colleagues from the broader Risk division as well as with other areas of the firm
6. Perform sector / asset analysis regularly in order to assess portfolio concentration or trends
7. Monitor, manage and report exposures at a counterparty, product and portfolio level
SKILLS AND RELEVANT EXPERIENCE REQUIRED
8. At least 6-8 years of relevant experience in credit analysis
9. Experience covering Asset Secured Lending is desirable, although not a strict requirement
10. Knowledge of lending products, including structured non-vanilla transactions & experience in negotiating trading documentation
11. Strong interest and familiarity with Equity asset class, and Private Equity Industry
12. Keeps up-to-date with relevant market trends
FUNCTIONAL EXPERTISE
13. Technical Skills - Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
14. Drive and Motivation - Successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks
15. Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
16. Teamwork - Gives evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions
17. -municates what is relevant and important in a clear and concise manner, shares information/new ideas with others, and demonstrates judgment to escalate as appropriate
18. Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analysesplex issues
19. Creativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
20. Influencing Oues - Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences others' opinions by presenting persuasive rmendation
ABOUT GOLDMAN SACHS
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Job ID 300007295987248