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Credit risk manager

York (North Yorkshire)
Aviva
Credit risk manager
€60,000 - €80,000 a year
Posted: 4h ago
Offer description

We have a fantastic opportunity for a tenacious Credit Risk Manager to join our group Credit Risk team that sits within Group Financial and Sustainability Risk. This is a great job for an experienced Credit Risk Manager with a genuine interest in the economy seeking to work with likeminded people in the UK’s leading Insurance, Retirement and Wealth business!


A bit about the job:

Credit risk is one of the largest risks Aviva faces. Managing this risk is a key part of our strategy to protect our customers and plays a vital role in helping Aviva grow in a safe and sustainable manner. We do this by ensuring we are within the credit risk appetite of the Board Risk Committee (e.g., through setting credit limits), helping businesses get the right return from the risk being taken (e.g., through asset class analysis), and helping the business make better decisions (e.g., creating reinsurance contracts that mitigate credit risk in stress).


Additionally, you will:

1. Support quality, proactive analysis of Aviva’s Credit position, including development of the Credit Limit Framework and credit data systems (currently Clearwater and Qlik).
2. Support the effective & timely delivery of financial & non-financial information for internal and external publication purposes, related to Credit Risk, for both regular reporting and during times of financial stress.
3. Assist with the production of counterparty and exposure risk assessments, including for reinsurers/reinsurance.
4. Participate in the response to events, covering both idiosyncratic events (single credit counterparty) and systemic credit risk events affecting market sectors.


Skills and experience we’re looking for:

* Experience in building models/coding is strongly preferred.
* Knowledge of a range of investment markets and asset classes, their key risk and return drivers, and their application to insurance company investment strategy and asset-liability management.
* Sound judgment with strong analytic, interpretative, and modelling skills, meticulous with attention to detail.
* Ability to manage workload & relationships proactively in a flexible environment.
* Ability to prioritize and plan activities amidst conflicting demands.


What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues. We invest in you and offer:

* Salary circa £70,000 nationally, circa £80,000 in London (depending on skills, experience, and qualifications).
* Bonus opportunity - 10% of annual salary, dependent on performance.
* Generous pension scheme - up to 14% contribution from Aviva.
* 29 days holiday plus bank holidays, with options to buy or sell up to 5 days.
* Up to 40% discount on Aviva products and other retailer discounts.
* Up to £1,200 of free Aviva shares annually through our Matching Share Plan and participation in the Save As You Earn scheme.
* Supportive policies including parental and carer’s leave.
* Flexible benefits, including sustainability options like cycle to work.
* Paid volunteering days and support for wellbeing.

Learn more and calculate your total Aviva Reward with our salary calculator.


Aviva is for everyone:

We’re inclusive and welcome applications from all backgrounds and experiences. Even if you don’t tick every box, we encourage you to apply. We support flexible working arrangements, including part-time and job shares.

We adapt locations, hours, and working patterns to suit our customers, business, and colleagues. Most of our team work around 50% in offices, combining flexibility with collaboration.

For more about working at Aviva, please visit our website.

We interview every disabled applicant who meets the minimum criteria. Please email us to disclose a disability after applying.

Apply online or contact Tawana Chin at 07789 624461 or tawana.chin@aviva.com for alternative application methods.


About the company

We’re here to protect our 33 million customers from life's unexpected twists, offering life, general, and health insurance, along with asset management. We focus on putting customers at the heart of everything we do, creating a sustainable future for all.

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