Are you a skilled Collections Specialist looking to rise to a new challenge? Pepper Advantage is one of the leading loan servicing companies in the UK, and we are currently recruiting for Arrears Specialists to join our dynamic and growing team in Skipton, North Yorkshire. We are looking for candidates with outstanding customer service skills to deal with the servicing of mortgages throughout the complete cycle, delivering workout solutions to customers experiencing payment difficulties, and managing the delivery of the litigation process via liaison with the appointed solicitors. This is a hybrid role, with the expectation of three days per week office attendance following a period of office-based training. As a Collections Specialist, your key responsibilities will include: Delivering accurate and timely processing of mortgage administration activities Regular communication with customers who are experiencing payment difficulties Discussing and negotiating arrears workout options, e.g. arrangements, capitalisation, loan workouts, shortfall sales, etc. Monitoring agreed workout strategies to ensure they are complied with, and taking further action in accordance with the Special Servicing Manual where appropriate Analysing problems, thinking creatively, and making effective decisions in an appropriate timescale Essential Skills: Prior exposure to operational loans, preferably in a mortgage context Collections experience The ability to offer outstanding customer service The ability to effectively relate to the customer and communicate pertinent information in a cohesive and relevant manner Experience within the Financial Services Industry Excellent organisation skills Strong English verbal and written communication skills Great attention to detail Consistently show accuracy in your work A good understanding of regulatory requirements and the impact these have on the business Benefits: Benchmarked salary of £33,000 per annum Hybrid working Free on-site parking Private medical insurance Salary Sacrifice Pension matched up to 8% 25 days holiday per year bank holidays EAP Enhanced maternity and paternity Wellbeing and Volunteering days Eye care contribution Life Assurance About Pepper Advantage The UK arm of Pepper Advantage was established in 2013, and today we’re one of the most successful and dynamic loan-servicing businesses throughout the four home nations. With offices in London and the North of England, Pepper Advantage UK employs over 360 people and has approximately US$25 billion in assets under management. Key sectors include commercial and residential mortgages, including prime, near-prime and non-conforming, and SME loans.