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About Marshmallow
We started Marshmallow when we found out how unfair insurance prices are for people who move to the UK. All because the industry hasn’t given this huge cohort of people a second thought, and isn’t set up to price them properly.
We saw an opportunity to do things differently, so we made it our mission to back the ones who step outside the norm. Since we started, we’ve helped 100,000s of people get a fairer deal on their car insurance. Using technology, we serve people who are often overlooked by financial services companies, solving important problems for people who need it most.
We know there are millions of marginalised customers out there. And we know that they face unique problems that most companies aren’t even aware of. We believe that our future is helping these people by learning about their experiences and building our company around their needs. And there are strong signs that there’s a need for a company like us. Earlier this year, we hit profitability, which is a huge milestone, but the most exciting thing is that we’re only just getting started.
How We Work
We’re really proud of the culture we’ve created. We push for progress every day because we know that we’ll only hit big milestones by taking lots of smaller steps. We’re always open to helping our teammates, sharing our ideas, experience and knowledge to solve problems together. We take risks, think creatively and experiment relentlessly to meet our customers’ needs, and never pass the blame when things go wrong. We encourage people at all levels to take ownership of their work and to be bold in challenging how we do things. Everyone has a voice and the opportunity to make an impact.
And autonomy and ownership are only possible with clear direction. That’s why we collaborate to do in-depth planning twice a year, and make sure we leave with clear goals and objectives that flow from top to bottom. To make sure we’re as aligned as possible across functions, most of our work rolls up into four tribes: Acquisition, Retention, Claims and Pricing, Underwriting & Fraud. Each tribe has multiple teams embedded in it, working cross-functionally to do great work.
We’re so excited for all of the challenges up ahead, and we need more people to help us tackle them! If life at Marshmallow sounds like it could be for you, explore our culture handbook or read our blog to find out more.
The Finance Team
We’re here to make sure Marshmallow can achieve its growth ambitions. To do that, we’re building the finance team of the future by arming ourselves with the best processes and data-powered tools in the industry!
Role Overview
Reporting to the Group Financial Controller, you will be a core part of the Marshmallow team and play a key supporting role in the wider Group Finance controllership team. This role does not have any direct reports; however, the role holder will be expected to provide guidance and review the work of more junior members of the Finance team.
Key Responsibilities
1. Month-End & Year-End Processes
* Perform month-end closing tasks, including reconciliations and journal entries.
* Prepare statutory accounts, year-end schedules, and assist with the external audit.
1. Regulatory & Compliance Reporting
* Prepare and file FCA (Financial Conduct Authority) returns.
* Manage and submit VAT, PSA, P11D, and ERS returns.
* Prepare financial reports for third-party investors.
* Complete and submit ONS (Office for National Statistics) returns.
2. Taxation & R&D
* Work with external advisors to prepare corporate tax returns in line with HMRC requirements.
* Assist with R&D tax credit claims, working with internal teams and external advisors.
3. Accounts Payable & Financial Oversight
* Review and oversee Accounts Payable (AP), ensuring accuracy and efficiency.
4. Financial Consolidation & Analysis
* Own and manage the consolidation process, ensuring accurate group reporting.
5. Additional Support
* Supporting on technical and regulatory accounting matters.
* Guiding and supporting junior members of the Finance team.
* Supporting delivery of Group Finance Transformation projects.
* Supporting on ad hoc projects, e.g., new product launches.
Candidate Profile
* You lead with accountability, driving continuous improvement and inspiring excellence in those around you.
* Open to diverse perspectives, you embrace ideas and confidently challenge others to deliver the best outcomes.
* Resilient and focused, you perform at your best under pressure and adapt quickly to change.
* Strategic and detail-oriented, you switch easily between high-level planning and hands-on execution.
* A clear, adaptable communicator, you collaborate naturally across teams and audiences.
* Proactive and agile, you thrive in high-growth environments, taking ownership to make an impact.
* Curious and solution-driven, you tackle complex problems with innovation and efficiency.
Qualifications & Skills
* A fully qualified accountant with 3-5 years of post-qualification experience (PQE).
* Strong technical accounting skills (UK GAAP).
* Experience working for a regulated entity is a plus.
* Advanced Excel and MS Office skills are essential.
* Exceptional analytical abilities and a sharp eye for detail.
* Experience with NetSuite and Xero (or similar ERP) is a bonus.
* Proven expertise in building and refining processes for optimized operations.
* Ability to navigate and streamline workflows in fast-paced, complex environments.
Perks & Benefits
* Flexible working arrangements, including 2-3 days in our London office.
* Competitive bonus scheme to reward high performance.
* Flexible benefits budget (£50/month) for personal preferences.
* 4-week paid sabbatical after 4 years.
* Work from anywhere for 4 weeks.
* Mental health support via Oliva.
* Learning and development budgets, including 2 days per year for training.
* Private healthcare with Vitality.
* Medical cash plan for dental, optical, and physio costs.
* Tech scheme for the latest gadgets.
Additional benefits include 33 days holiday, pension, cycle-to-work scheme, and regular team socials.
Application Process
Our process involves several stages: initial call, experience interview, meet & greet, and culture interview. We value diversity and inclusivity, welcoming applicants from all backgrounds. For more details, see our privacy policy.
Job Details
* Seniority level: Mid-Senior level
* Employment type: Full-time
* Job function: Accounting, Auditing, Finance
* Industries: Insurance
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