Our Client is a small but growing team, with a fast-paced workplace culture. They offer fantastic opportunities for you to build on your career due to continued growth. Offering regular training and offices based within a 1-minute walk from Windsor & Eton Riverside train station, this is an amazing opportunity for anyone wanting to get into finance and further their career!
Office hours are Monday to Friday 8.30am to 5pm
Your responsibilities are to play a key role in evaluating the financial status of business loan applicants for both new and existing customers, determining the risk of lending to them, and making recommendations based on findings. This includes liaising with the risk department if there are any possible uncertainties or if any second opinions are needed during the underwriting process, as well as liaising with the credit control team to discuss their previous repayment history if/when necessary.
Key Responsibilities:
1. Evaluate creditworthiness and risks of business loan applications by analysing financial data including income, business bank statements, HMRC overviews & contractual agreements that can guarantee work.
2. Utilize financial and credit data, market trends, and industry data to assess risk and make an informed lending decision to pass onto the risk team.
3. Contact the applicant to discuss findings during the underwriting process and address queries raised....