Our client is going through an exciting new phase of growth and is looking for a motivated individual who is an expert in credit risk, brings a deep understanding of motor finance industry and is passionate about leveraging data & technology to transform the lending journeys.
Credit Risk
Own the approval policy covering both automated rules and manual underwriting.
Embed a data driven approach to all credit decisions, monitoring performance and taking timely actions to mitigate emerging risks.
Be the point person for credit risk acting as a Subject Matter Expert in all stakeholder discussions including funders, regulators and auditors, as required.
Commercial thinker focussed on delivering business solutions in partnership with sales & operations
Experienced in the auto finance sector; Expertise in credit policy, scorecards, loss forecasting and collections strategy development.
Commercially minded, data driven individual with an entrepreneurial mindset.
Good understanding of UK regulatory regime; Degree or work experience in a numerate or analytical subject (Mathematics, Statistics, Computer Science, Economics, Physics or Engineering)