Risk Analyst
Job Title:
Risk Analyst
Company:
Evolution Money
Location:
Manchester City Centre
Job Type
: Full-time
Basic Salary:
up to £37,000.00 dependent on experience.
About Us:
Evolution Money is a Certified B Corp with a social purpose. At Evolution Money, our mission is to redefine financial inclusion by providing bespoke lending solutions to UK homeowners. We are committed to empowering individuals and fostering long-term financial well-being. Through innovative and purpose-driven approaches, we aim to challenge traditional norms and create a pathway for those who might be overlooked by conventional financial institutions.
The Role:
Reporting to the Risk & Compliance Manager, you'll ensure that key risks are identified, and controls are working well across the business. Through changing demands, you'll support our teams in reaching our strategic objectives in line with our risk appetite, keeping our customers best interests at the heart of what we do. This is an excellent opportunity to become a valued member of Team Evo and grow with us.
Key Responsibilities
Provide assurance to the Risk & Compliance Manager that key risks are identified, and mitigation controls are in place and working well across the wider business by;
* Applying knowledge and experience of risk management practices to support the enhancement of enterprise-wide risk management.
* Helping to track performance against risk appetite statements including targets and tolerances set by the Board/SLT.
* Through diligent Horizon Scanning, identifying and analysing issues and emerging risks and trends with an ability to interpret complex legal and regulatory documents.
* Supporting the business in the operation, analysis, and resolution of risk events/incidents.
* Support the wider business with Risk & Control Self-Assessment, clearly articulating findings both within the department and as part of strategic operational meetings.
Undertake assigned tasks related to the Audit & Risk activity, as required, to support departmental objectives including but not limited to;
* Completion of 3rd party/supplier Due Diligence.
* Ensuring adherence to policy and procedure across the business.
* Leading or assisting with the roll out of risk-based training.
* Attending trade body webinars/seminars as a representative of Evolution.
* Monitoring business wide compliance by regularly monitoring the effectiveness of existing controls and identifying any areas of non-compliance. This also includes staying up to date with changes in laws, regulations, and best practices affecting the industry risk landscape.
Qualifications (minimum):
* A minimum of 2 years' experience in regulated financial services, ideally in a risk or compliance capacity.
* Comprehensive knowledge and understanding of risk and control management frameworks, tools, and techniques.
Qualifications (additional)
* Comprehensive knowledge and understanding of UK regulatory framework (FCA and ICO).
* High level of attention to detail and high-quality standards.
* Excellent time management skills and ability to effectively manage changes to priorities and deadlines.
* Excellent decision-making and problem-solving skills. Experience in addressing risk, control, and non-compliance issues including Root Cause Analysis, identifying gaps and Corrective and Preventive Action.
* Excellent communication and organisation skills. The ability to clearly express ideas and communicate succinctly across a range of colleagues, including senior managers.
* Ability to work as a member of a team and upon own initiative.
Desirable
* Industry recognised certification in risk management.
* Risk management software experience.
Here's what you'll get back:
* Up to 25 days' annual leave + Bank Holidays
* Your birthday off, every year
* A healthcare cash plan
* A contributory pensions scheme, matched up to 5%
* Long Service Awards
* Cycle to work scheme
* Life Assurance
Company Culture:
Join us on our journey to redefine financial inclusivity. As we continue to evolve, so do the possibilities for those we serve. Our goal is not just to provide loans but to architect a future where financial empowerment is a reality for everyone. At Evolution Money, we value creativity, innovation, and a collaborative spirit. Our team is dedicated to delivering exceptional results and creating a positive impact in the financial services industry. We believe in fostering a work environment that encourages growth, learning, and teamwork.
We are committed to encouraging equality, diversity and inclusion and aim to create a working environment where every employee is respected.
We will provide fairness, and respect to all our prospective employees, and all hiring decisions are based on merit.
We aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups, and which are not justified by the demands of the role.
Everyone is welcome at Evolution Money We are proud in creating an inclusive and diverse culture in our Evo Team community. We want to ensure that you feel comfortable and can give your best throughout the recruitment process. We encourage applications from all backgrounds and communities, and we are more than happy to discuss any reasonable adjustments that you may require. Please get in touch with us at any stage of recruitment to discuss it.
If you need any support with completing this application, please contact us and we will be happy to assist.
Evolution Money is a Disability Confident Committed employer. We offer interview to anyone with disability who meets the minimum criteria for the role.
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