Job Description Senior Credit Underwriter The Role: As a senior credit underwriter, you will be an integral part of the credit underwriting team and contribute to the credit philosophy of the business. You will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. You will predominantly cover our unsecured and secured business loan offerings with exposure to our asset finance and property development products. Successful applicants will be granted a sign-off mandate and be expected to contribute towards streamlining the end- to-end processing of credit decisioning and development of junior team members. Reporting to: Head of Credit Responsibilities include (but are not limited to): Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy Conduct second reviews of credit recommendations as part of our four-eye underwriting process Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions Support day-to-day operations to maintain service level agreements (SLAs) Skills and Qualifications: 4 years SME lending experience with previous signing mandate required Self-motivated, able to work under pressure and driven to succeed Strong communication skills both written and oral Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment Details and benefits: Duration: Permanent Employment Type: Full Time Salary: Market related depending on experience Leave: 25 days annual leave Location: Office based role – Finchley Road, NW London. Convenient location with easy access to public transportation (Metropolitan, Jubilee, Thameslink and Overground) Start Date: ASAP