Job Description
This role is a critical component of our Commercial Real Estate team, focusing on credit risk management and analysis.
The successful candidate will be responsible for minimizing credit-related losses by identifying and assessing risks associated with various industries, countries, and client types.
Maintaining an objective view within the credit process, they will provide clear recommendations to the Credit Committee regarding business deals from a credit perspective.
Furthermore, this role involves effectively monitoring and measuring credit risk within our asset portfolio.
Main Responsibilities:
* Complete credit evaluation reports that provide an overview of transactions, financial and non-financial risk analysis, key risks identified with associated mitigation if any, as well as credit recommendation (including suggested credit enhancement as well as management conditions).
* Assist in implementing credit risk appetite, credit policies, and procedures, ensuring compliance with established guidelines.
This position focuses primarily on Commercial Real Estate business but may also cover other sectors based on proposal types from the front office.
Key Skills:
* Demonstrated expertise in commercial real estate credit review area with a minimum of 5-10 years' experience.
* In-depth knowledge and understanding of risks and mitigations across different industries, countries, and client types.
* Excellent analytical and negotiation skills, along with problem-solving abilities and a positive attitude.
* A collaborative personality with the ability to work independently.