Job Description
* Underwriting of Corporate & CRE Credit proposals and personal loans and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management.
* Manage the assessment and processing of lending proposals from the business team, and presentation of proposals to Sanctioning Committee.
* Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.
* Manage the review, assessment, investigation and minimising of credit risks associated
* with loan applications in accordance with the Banks operating policies and procedures.
* Undertake site visits as required.
* Liaise with the Originations team to agree a clear rationale for agreeing or rejecting
* applications, prior to processing.
* Monitoring of existing loan portfolio, identifying early arrears or potential problem
* accounts and making necessary recommendations.
* Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards.
* To provide support to the CCO in all operational areas of the Credit Department.
* Liaising with Solicitors / Valuation Firms for end to end solution for credit proposals
* Presentation to Risk Committee and other UK management committees for
* introduction and renewal of new / existing products.