West One is looking for an Underwriter to join our Buy to Let team, assessing loan applications in line with lending criteria, policies, and procedures to support responsible decisions.
Key Accountabilities
* Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
* Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
* Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
* Recommending and referring cases to Credit Committee where credit committee approval required.
* Liaising with introducers, valuers and solicitors.
* Overseeing cases from inception through to completion.
Skills & Competencies
* Pass internal competency tests post induction.
* Attention to detail.
* Ability to work as part of a team.
* Good written and verbal communication skills.
Knowledge & Qualifications
* CeMAP (desirable, not essential)
* A strong understanding of FCA regulation
* Experience underwriting mortgage applications, specifically within the BTL market.
Personal Attributes
* Flexible.
* Articulate.
* Well organised.
* Robust and comfortable working to deadline and under pressure.
#J-18808-Ljbffr