Commercial Analyst – Cards
We are seeking a Commercial Analyst – Cards to deliver new business targets and manage end-to‑end performance. In this data‑driven role, you will analyse complex datasets, identify performance challenges, assess risks, and translate insights into actionable recommendations that drive improvements and overall product performance.
Location
Based in Glasgow or Edinburgh.
Responsibilities
* Extract meaningful insights from complex datasets and develop robust decision models.
* Extract and prepare relevant data from internal and external sources.
* Perform sensitivity analysis, scenario planning and monitor existing models.
* Develop and implement data quality control procedures.
* Build and validate quantitative models to support decision‑making across business areas.
* Present findings and recommendations to stakeholders across departments.
Qualifications and Skills
* Proficiency in analytical coding and data querying (e.g., SAS, SQL, Python).
* Excellent analytical skills with the ability to interpret complex data and make actionable recommendations.
* Strong narrative skills – ability to translate data into clear, insightful stories that influence business outcomes.
* Excellent written and verbal communication skills, with the ability to story‑tell to technical and non‑technical audiences.
* Proficient in Microsoft Excel for data analysis and reporting.
* Experience working within the financial services industry.
* Degree in Mathematics, Engineering, Data Science, or a related field.
* Experience supporting credit or lending products with exposure to commercial or product decision making.
* Additional valued skills may include experience in risk and controls, change and transformation, business acumen, strategic thinking, digital and technology.
Other Information
People in this role will collaborate closely with other functions and business divisions to influence decision making and support policy development.
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