We have an exciting opportunity for a Manager to join our Credit Risk Modelling team. Our Credit Risk Modelling team play a key role in the way financial sustainability and credit risk is managed within the Society. If you have a background in credit risk and want to play a meaningful role in shaping our journey forward, then this is the perfect moment to get involved. About the role The Credit Risk Modelling team are about to begin an exciting new programme of the redevelopment of all of our models - this delivery is critical to the purpose and growth ambitions of YBS so there couldnt be a better time to join! You will play a key role in the development of new scorecards and IRB models that are fundamental to the overall Credit Risk modelling landscape that also includes stress testing, IFRS 9 and climate risk models. While youll have no direct reports, this is a highly visible role within the team, and youll be expected to share your SME knowledge and support others with their development and help create a high performing team. We work on a hybrid basis, with a degree of travel to the office. We are also happy to discuss flexible working arrangements. About you First and foremost, youll be an experienced modeller with experience from your studies and your work experience. Thisll be coupled with; Detailed understanding of IRB, Scorecards, IFRS 9 and Stress Testing Modelling. An understanding of the requirements of the regulations relating to model development and the key stages in the overall development lifecycle. A track record of delivering models or analytical projects within a business. A good awareness of the Financial Services industry and associated regulatory landscapes. SAS coding knowledge. Ability to present findings and insights to the team and key stakeholders. Our Head Office teams are known as Enabling Functions. They're open, innovative, collaborative and always focused on doing whats right. And theyre here to support our colleagues by providing a range of high quality, head office services, including risk, HR, finance and marketing. Whatever team you join, youll discover that its a welcoming, supportive and inclusive place to be, with all the flexibility you need to make work a rewarding part of your life.