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Senior Credit Risk Manager - Responsible Lending and Open Banking, Petersfield
Location: Petersfield, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Reference: d4251703c4a4
Job Views: 8
Posted: 25.08.2025
Expiry Date: 09.10.2025
Job Description:
Senior Credit Risk Manager - Responsible Lending and Open Banking
Location: Petersfield, Bradford, Chatham, London
Closing Date: Tuesday 12 November 2024
Working Pattern: Hybrid, with 1 to 3 days per week in the office
Benefits: Discretionary bonus, 25-30 days holiday, pension, paid volunteering days, enhanced maternity and paternity pay, LinkedIn Learning, Snoop Premium, Private Medical Insurance
We encourage applications even if you don’t meet all criteria; your strengths and eagerness to learn are valuable.
You and Your Team:
Reporting to the Head of Credit Risk Strategies, you will lead initiatives in using alternative data sources for lending strategies, focusing on responsible lending and open banking. You will drive innovation, stakeholder engagement, team development, and strategic decision-making to improve credit offerings and customer outcomes.
Key Responsibilities:
* Lead and influence the credit strategy team on innovative lending practices
* Develop and optimize credit policies utilizing open banking data
* Manage projects to innovate lending processes
* Engage with customers throughout their lending journey
* Build data exchange strategies during onboarding
* Develop a high-performing team
* Drive test-and-learn initiatives for lending decisions
* Gain stakeholder support for change initiatives
* Support business growth through balanced risk and reward
* Mentor colleagues and share expertise
Ideal Candidate:
* Experience in responsible lending strategies and open banking
* Proven track record with scorecards, rules, and affordability assessments
* Leadership in analytical teams and strategic influence
* Knowledge of regulatory and economic environments, including CONC obligations
Interview Process:
* Initial phone screen
* MS Teams interview with the hiring team
* Final interview with the Credit Risk team
Our process typically takes up to 4 weeks. All offers are subject to background checks.
Work Flexibility:
We support flexible working arrangements to help you balance work and personal commitments.
Why Work for Us?
Vanquis Banking Group, a FTSE-listed company, has a rich history since 1880. We focus on responsible lending, providing tailored financial products to over 1.75 million UK customers. We value our colleagues and offer competitive pay, benefits, and development opportunities.
Equal Opportunity:
We celebrate diversity and are committed to creating an inclusive environment for all employees.
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