The Lead Debt & Capital Markets (DCM) Analyst is responsible for the structuring, execution, reporting and ongoing management of debt capital markets and securitisation transactions, supporting the delivery of the organisation's funding and balance sheet strategy. The role sits within Treasury and acts as the day‑to‑day technical lead for DCM and structured funding activity. You will work closely with senior leadership while coordinating internal stakeholders and external counterparties across transactions. This role combines strong analytical capability with transaction execution, regulatory awareness and a high level of process discipline. The role acts as Treasury's primary execution contact for live DCM and securitisation transactions. This is a hybrid role, with an expectation to be in our Cardiff office two days per week.
Key Responsibilities
- Structuring and executing securitisation and other DCM transactions
- Supporting, and where appropriate leading, the execution of external debt funding initiatives (e.g. secured funding, private placements)
- Acting as Treasury's day‑to‑day owner for live transactions, coordinating activity across internal and external stakeholders
- Managing transaction documentation, operational setup, reporting, and the ongoing maintenance of funding programmes
- Ensuring all activity is delivered in line with the organisation's risk appetite, regulatory requirements, and governance framework
- Supporting market analysis, transaction proposals, and execution recommendations
- Driving continuous improvement across transaction processes, reporting, and controls
- Supporting funding‑related regulatory and investor reporting requirements
- Acting as a subject‑matter expert within Treasury for securitisation and DCM execution, providing technical oversight and informal coaching to junior analysts where required.
- No direct budget or line management responsibility initially, with potential to manage a junior analyst as the role grows
This role does not own the overall funding strategy but plays a key execution role in delivering it.
Required Qualifications
- Proven experience in securitisation and/or debt capital markets execution, ideally within a bank, specialist lender, or financial institution
- Professional treasury, accounting, or financial qualification (or working towards one)
- Strong understanding of structured finance products and funding structures
- Experience coordinating complex transactions involving multiple internal and external stakeholders
- Solid understanding of relevant regulatory frameworks (e.g. UK/EU Securitisation Regulation, disclosure, and reporting requirements)
- Strong analytical capability, with the ability to translate complex structures into clear, practical outputs
- Excellent attention to detail and a strong control mindset
- Strong written and verbal communication skills, with the ability to engage and influence senior stakeholders
Additional Information & Benefits
Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We're building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact. We take pride in being a diverse and inclusive business with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.
Enjoy competitive pay, a share package, career growth and development opportunities, and a host of benefits including up to £3,600 of free shares each year after one year of service, 33 days holiday (including bank holidays) when you join (increasing to a maximum of 38 days as you stay), the option to buy or sell up to an additional five days of annual leave, and flexible working arrangements.
