***Please note, this role is offered on Part-Time hours***
We're delighted to announce that we're recruiting for a talented Credit Risk & Master Data Analyst at SThree!
The main focus of this role would be for the successful candidate to: assess and make decisions about new customer credit limits, using a range of criteria including, credit viability, customer payment history and customer credit-worthiness, process any Master Data changes, ensuring accuracy, assessing and mitigating any associated risk and ensuring change requests reflect external data provided by our credit partner.
This role supports the Accounts Receivables team in maximising cash collection through risk mitigation and managing the company's debt exposure. The role calls for someone with excellent communication skills as liaising with clients, colleagues and managers are important aspects of the job.
Examples of day-to-day tasks include the following
1. Provide credit risk solutions & best practices available for risk mitigation during account creation process
2. Review and maintain credit limits and exposure
3. Monthly review of movement in risk / credit limit of clients Maintain exception list of clients where manual credit limit provided
4. Improve awareness of credit risk best practice throughout the stakeholder community, driving positive cultural change by supporting and educating
5. Regular reporting on key areas of focus (high risk, high value, sector specific etc.)
6. Working closely with the credit controllers to assist their decision making with prioritising collections
7. Support in any credit related projects
8. Develop relationships with external credit partner for improved understanding of their credit evaluation and opinion
What skills and knowledge are we looking for?
9. Minimum of 3+ years in similar commercial credit risk environment
10. Previous experience in a similar role / industry is highly desirable
11. Essential Multi currency experience
12. Advanced experience of excel and producing KPI reports for senior stakeholders
13. Impeccable ability to understanding of financial statements, ratios and concepts
14. Strong skills in credit analysis, information presentation and influencing
15. Ability to work effectively under pressure, making sound financial decisions
16. Multi lingual preferable
17. Excellent communication skills
18. Excellent IT, analytical, numerical, interpersonal, communication, problem-solving and team working skills are also essential
19. Relevant risk or financial qualification desirable but not essential if qualified by experience
Benefits for our U.K. teams include:
20. The choice to work flexibly from home and the office, in line with our hybrid working principles
21. Bonus linked to company and personal performance
22. Generous 28 days holiday allowance, plus public holidays
23. Annual leave purchase scheme
24. Five days paid Caregiver/Dependant leave per annum
25. Five paid days off per year for volunteering `
26. Private health care, discounted dental insurance and health care cash back scheme
27. Opportunity to participate in the company share scheme
28. Access to a range of retail discounts and saving